2212 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2212 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,032 sqft · built 1928
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Jun 2026)
Tax Bill$7,060 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-084-14

Property Details

APN / Parcel Number

Primary APN127-084-14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,032 sqft Living Area
1st Floor Area1,408 sqft
Upper Floors Area372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2005
Exterior MaterialWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area8,276 sqft (0.19 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Open Porch
Porch Area200 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2212 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL4 B7 M3-13
Legal SubdivisionROSEMONT
Legal Block7
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3019
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2212 E 5TH ST, CHARLOTTE, NC 28204-3306
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
May 14, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Apr 28, 2017Warranty Deed, Transfer
HOMESERVICES LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleMay 14, 2020 · Amount on Record
Deed Document Number202665950
Deed Book / Page40516 / 1
Prior Transfer DateJan 5, 2010
Prior Transfer Doc0000013845
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 22, 2026
Property Address2212 E 5TH ST, CHARLOTTE, NC 28204-3306
Document Number0000065950
Book / Page40516 / 1
Instrument DateJun 22, 2026
Instrument202665950
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyHORIZON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2212 E 5TH ST, CHARLOTTE, NC 28204-3306

Mortgage

Document Number0000065951,
DateJun 22, 2026
Book Page40516/4
Instrument202665951
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 14, 2020
Property Address2212 E 5TH ST, CHARLOTTE, NC 28204-3306
Document Number0000068757
Book / Page34573 / 379
Map ReferenceMB 3 PG 13
Instrument DateMay 14, 2020
Instrument2020068757
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3089 MAVISBANK CIR, 3089, APEX, NC 27502-2519

Transferred To (Grantee/Buyer)

NameVerified Name
Address2212 E 5TH ST, CHARLOTTE, NC 28204-3306

Mortgage

Document Number0000068758
DateMay 14, 2020
Instrument2020068758
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJun 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 28, 2017
Property Address2212 E 5TH ST, CHARLOTTE, NC 28204-3306
Document Number0000055370
Book / Page031756 / 000700
Instrument DateApr 11, 2017
Instrument55370
Transaction TypeTransfer
Record UpdatedMay 4, 2017
Title CompanyPREFERRED CAROLINAS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,242.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2212 E 5TH ST CHARLOTTE NC 282043306, CHARLOTTE, NC 28204-3306

Mortgage

Document Number55371
DateApr 28, 2017
Book Page031756/000702
Instrument55371
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,060.00$898,000 Land $632,500 Building $265,500$898,000 Land $632,500 Building $265,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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