2201 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2201 E 5th St, Charlotte, NC 28204 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,601 sqft · built 1931
Lot Size	0.201 acres (8,765 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (May 2022)
Tax Bill	$12,350 (2023)
Deeds & Mortgages	Jul 2022 Transfer May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-041-02`

Property Details

APN / Parcel Number

Primary APN	`127-041-02`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,601 sqft Heated Area
Gross Area	3,927 sqft
1st Floor Area	1,650 sqft
Upper Floors Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Architectural Style	Other
Exterior Material	Wood Shingle
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,765 sqft (0.201 acres)
Garage Area	252 sqft
Porch	Porch
Porch Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	127-041-02
Street Address	2201 E 5TH ST
City	CHARLOTTE
State	NC
Zip	28204-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 B6 M3-13
Legal Subdivision	ROSEMONT
Legal Block	6
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1007
Census Tract	2400

Owner

Source: Mecklenburg County records · APN 127-041-02

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 29, 2018	Deed of Trust, Mortgage · ARM ACADEMY MORTGAGE CORP
Jun 04, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	0000079000
Deed Book / Page	37366 / 284
Last Transfer Date	Jul 25, 2022
Transfer Doc	0000108051
Record Updated	Jun 07, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 25, 2022
Property Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305
Document Number	0000108051
Book / Page	37522 / 754
Map Reference	MB 3 PG 13
Instrument Date	Jul 23, 2022
Instrument	2022108051
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 24, 2022
Property Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305
Document Number	0000079000
Book / Page	37366 / 284
Map Reference	MB 3 PG 13
Instrument Date	May 24, 2022
Instrument	2022079000
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 MOCKINGBIRD LN STE 400, 400, CHARLOTTE, NC 28209-3298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305

Mortgage

Document Number	0000079001
Date	May 24, 2022
Instrument	2022079001

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010294
Date	Jan 29, 2018
Book Page	32430/599
Instrument	2018010294

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2201 E 5TH ST, CHARLOTTE, NC 28204-3305
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068327
Date	Jun 04, 2018
Book Page	32727/806
Instrument	2018068327

Lender

Name	PNC BANK NA
Type	Bank
Address	FAYETTEVILLE, NC 28311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 21, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190024001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures