Mecklenburg County property record for 2146 E 5th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,218 sqft · built 1934 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (May 2026) |
| Tax Bill | $5,734 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-085-11 |
| Primary APN | 127-085-11 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,218 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Upper Floors Area | 1,412 sqft |
| Basement Area | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 360 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 435 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2146 E 5TH ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L11 B3 M332-230 |
| Legal Subdivision | ROSEMONT COMPANY |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2400 |
Source: Mecklenburg County records · APN 127-085-11
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2146 E 5TH ST, CHARLOTTE, NC 28204-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Aug 05, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Aug 05, 2021 · Amount on Record |
| Deed Document Number | 202650782 |
| Deed Book / Page | 40422 / 866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 14, 2026 |
| Property Address | 2146 E 5TH ST, CHARLOTTE, NC 28204-3304 |
| Document Number | 0000050782 |
| Book / Page | 40422 / 866 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.50782 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | CARDINAL TITLE CENTER LLC, CARDINAL TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2146 E 5TH ST, CHARLOTTE, NC 28204-3304 |
| Document Number | 0000050783, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026..50783 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 05, 2021 |
| Property Address | 2146 E 5TH ST, CHARLOTTE, NC 28204-3304 |
| Document Number | 0000151476 |
| Book / Page | 36382 / 526 |
| Map Reference | MB 332 PG 230 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 2021151476 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5417 CARMEL PARK DR, CHARLOTTE, NC 28226-5142 |
| Name | Verified Name |
|---|---|
| Address | 525 S CHURCH ST APT 3708, 3708, CHARLOTTE, NC 28202-3345 |
| Document Number | 0000151477 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021151477 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,734.00 (+1.96%) | $702,200 Land $632,500 Building $69,700 | $702,200 Land $632,500 Building $69,700 |
| 2024 | $5,624.00 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures