2203 Augustine Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2203 Augustine Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,654 sqft · built 2004
Lot Size	0.24 acres (10,494 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Apr 2003)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21522`

Property Details

APN / Parcel Number

Primary APN	`21522`
Alternative APNs	`390219 418373 0000` `94661`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,654 sqft Living Area
1st Floor Area	1,465 sqft
2nd Floor Area	1,189 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,494 sqft (0.24 acres)
Garage Type	Attached
Garage Area	974 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	36 sqft
Deck Area	400 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	21522
Street Address	2203 AUGUSTINE DR
City	FERNDALE
State	WA
Zip	98248-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	GARDINER TERRACE PHASE I AM LOT 49
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	GARDINER TERRACE PHASE I
Legal Phase	1
Legal Lot Number	49
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	10503

Owner

2203 Augustine Dr is owned and occupied by two individuals who bought it in April 2003.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2203 AUGUSTINE DR, FERNDALE, WA 98248-8304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Dec 15, 2017	Warranty Deed, Transfer BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2003 · Amount on File
Deed Sale	Apr 10, 2003 · Amount on File
Deed Document Number	2030402147
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2203 AUGUSTINE DR, FERNDALE, WA 98248-8304
Document Number	2201100224
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2203 AUGUSTINE DR FERNDALE WA 982488304, FERNDALE, WA 98248-8304

Mortgage

Document Number	2201100224
Date	Nov 2, 2020
Instrument	1100224

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2203 AUGUSTINE DR, FERNDALE, WA 98248-8304
Document Number	2200203186
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2203 AUGUSTINE DR FERNDALE WA 982488304, FERNDALE, WA 98248-8304

Mortgage

Document Number	2200203186
Date	Feb 28, 2020
Instrument	203186

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 27, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 15, 2017
Property Address	2203 AUGUSTINE DR, FERNDALE, WA 98248-8304
Document Number	2171201769
Instrument Date	Dec 4, 2017
Instrument	1201769
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Tax	$2,319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2203 AUGUSTINE DR FERNDALE WA 982488304, FERNDALE, WA 98248-8304

Mortgage

Document Number	2171201768
Date	Dec 15, 2017
Instrument	1201768

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2203 Augustine Dr was $5,338.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00	$712,534 Land $224,070 Building $488,464	$712,534 Land $224,070 Building $488,464
2022		$716,522 Land $215,349 Building $501,173	$716,522 Land $215,349 Building $501,173
2021	$5,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2203 Augustine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2203 Augustine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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