Whatcom County property record for 2217 Augustine Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,096 sqft · built 1995 |
| Lot Size | 0.24 acres (10,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jun 2016) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 531896 |
| Primary APN | 531896 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 1,070 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,494 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 262 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 531896 |
|---|---|
| Street Address | 2217 AUGUSTINE DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | GARDINER TERRACE PHASE I AM LOT 51 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 19 |
| Legal Subdivision | GARDINER TERRACE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10503 |
Source: Whatcom County assessment roll, APN 531896, as of May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2217 AUGUSTINE DR, FERNDALE, WA 98248-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Dec 27, 2016 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Deed Document Number | 2016-0603519 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2217 AUGUSTINE DR, FERNDALE, WA 98248-8304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000500002 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 2021-0500002 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 226 Months |
| Due | Mar 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2217 AUGUSTINE DR, FERNDALE, WA 98248-8304 |
| Document Number | 2200201504 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2217 AUGUSTINE DR FERNDALE WA 982488304, FERNDALE, WA 98248-8304 |
| Document Number | 2200201504 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 201504 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 13, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2217 AUGUSTINE DR, FERNDALE, WA 98248-8304 |
| Document Number | 2170100637 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2217 AUGUSTINE DR FERNDALE WA 982488304, FERNDALE, WA 98248-8304 |
| Document Number | 2170100637 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 100637 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2047 |
Source: Whatcom County assessment roll as of May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,432.00 (-7.07%) | $591,645 (-7.55%) Land $224,070 Building $367,575 | $591,645 (-7.55%) Land $224,070 Building $367,575 |
| 2022 | $639,942 Land $215,349 Building $424,593 | $639,942 Land $215,349 Building $424,593 | |
| 2021 | $4,769.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 415 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Northwest Fiber.
Source: EPA Safe Drinking Water Information System, water system WA5324850, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 19,305 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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