2194 Augustine Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2194 Augustine Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,403 sqft · built 2002
Lot Size	0.201 acres (8,786 sqft)
Owner	Individual Name on Record
Last Sale	$339,500 (Jun 2012)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551104`

Property Details

APN / Parcel Number

Primary APN	`551104`
Alternative APNs	`390219 436392 0000` `94711`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,403 sqft Living Area
1st Floor Area	1,359 sqft
2nd Floor Area	1,044 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,786 sqft (0.201 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	551104
Street Address	2194 AUGUSTINE DR
City	FERNDALE
State	WA
Zip	98248-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	GARDINER TERRACE PHASE I AM LOT 18
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	GARDINER TERRACE PHASE I
Legal Phase	1
Legal Lot Number	18
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2194 AUGUSTINE DR, FERNDALE, WA 98248-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2012 · Amount on Record
Deed Sale	Jun 29, 2012 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	2120603749
Last Transfer Date	May 2, 2018
Transfer Doc	2180500194
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2194 AUGUSTINE DR, FERNDALE, WA 98248-8305
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000601055
Date	Jun 7, 2021
Instrument	2021-0601055

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 10, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2194 AUGUSTINE DR, FERNDALE, WA 98248-8305
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203284
Date	Feb 18, 2021
Instrument	2021-0203284

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	May 2, 2018
Property Address	2194 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2180500194
Instrument Date	Feb 8, 2017
Instrument	500194
Transaction Type	Transfer
Record Updated	May 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,958.00 (+1.72%)	$661,858 (+1.18%) Land $224,070 Building $437,788	$661,858 (+1.18%) Land $224,070 Building $437,788
2022		$654,133 Land $215,349 Building $438,784	$654,133 Land $215,349 Building $438,784
2021	$4,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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