2198 Augustine Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2198 Augustine Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,375 sqft · built 2001
Lot Size	0.204 acres (8,921 sqft)
Owner	2 Company Names on Record
Last Sale	$730,000 (Aug 2023)
Tax Bill	$4,936 (2025)
Deeds & Mortgages	Aug 2023 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39671`

Property Details

APN / Parcel Number

Primary APN	`39671`
Alternative APNs	`390219 427393 0000` `94696`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,375 sqft Living Area
1st Floor Area	1,299 sqft
2nd Floor Area	1,076 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,921 sqft (0.204 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Deck Area	322 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	39671
Street Address	2198 AUGUSTINE DR
City	FERNDALE
State	WA
Zip	98248-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	GARDINER TERRACE PHASE I AM LOT 17
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	GARDINER TERRACE PHASE I
Legal Phase	1
Legal Lot Number	17
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	8430 E SCARLET CIR, AZ
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jul 10, 2002 · Amount on Record
Deed Document Number	2023-0800276
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 4, 2023
Property Address	2198 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	0000800276
Map Reference	AF 1980802934
Instrument Date	Aug 1, 2023
Instrument	2023-0800276
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Tax	$12,054.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8430 E SCARLET CIR, MESA, AZ 85207-1494

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2198 AUGUSTINE DR, FERNDALE, WA 98248-8305
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211101264
Date	Nov 8, 2021
Instrument	2021-1101264

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2198 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2200103675
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2198 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

Mortgage

Document Number	2200103675
Date	Jan 31, 2020
Instrument	103675

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2198 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2180801187
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2198 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

Mortgage

Document Number	2180801187
Date	Aug 13, 2018
Instrument	801187

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,936.00 (+2.32%)	$658,963 (+1.78%) Land $224,070 Building $434,893	$658,963 (+1.78%) Land $224,070 Building $434,893
2022		$647,446 Land $215,349 Building $432,097	$647,446 Land $215,349 Building $432,097
2021	$4,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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