220 Waddle St, Findlay, OH 45840 Property Records

Hancock County property record for 220 Waddle St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1990
Lot Size	0.204 acres (8,904 sqft)
Owner	Individual Name on Record
Last Sale	$205,500 (Sep 2023)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-011-04-048.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-04-048.000`
Alternative APN	`580001004222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,904 sqft (0.204 acres)
Lot Dimensions	137 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 WADDLE ST
City	FINDLAY
State	OH
Zip	45840-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT SUB LOT 14
Legal Subdivision	HIGH POINT SUB
Legal Lot Number	14
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3003
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 WADDLE ST, FINDLAY, OH 45840-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 6, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit HANCOCK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Sep 28, 1995 · Amount on Record
Deed Document Number	20235973
Deed Book / Page	2605 / 3980
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	May 19, 2026
Property Address	220 WADDLE ST, FINDLAY, OH 45840-4000
Document Number	0000003603
Book / Page	2629 / 1925
Instrument Date	May 12, 2026
Instrument	20263603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WADDLE ST, FINDLAY, OH 45840-4000

Mortgage

Document Number	0000003603,
Date	May 19, 2026
Book Page	2629/1925
Instrument	20263603

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 6, 2023
Property Address	220 WADDLE ST, FINDLAY, OH 45840-4000
Document Number	02605/3980
Book / Page	2605 / 3980
Instrument Date	Aug 31, 2023
Instrument	202300005973
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WADDLE ST, FINDLAY, OH 45840-4000

Mortgage

Document Number	202300005974
Date	Sep 6, 2023
Instrument	202300005974

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	220 WADDLE ST, FINDLAY, OH 45840-4000
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WADDLE ST, FINDLAY, OH 45840-4000

Mortgage

Document Number	02601/5502
Date	Mar 31, 2023
Book Page	2601/5502
Instrument	202300001971

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (+17.18%)	$71,230 (+36.01%) Land $9,930 Building $61,300	$203,510 (+35.99%) Land $28,380 Building $175,130
2023	$1,863.00 (+1.03%) Homeowner's exemption	$52,370 (+0.63%) Land $7,300 Building $45,070
2022	$1,844.00 Homeowner's exemption	$52,040 Land $7,300 Building $44,740	$149,650 Land $20,870 Building $128,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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