224 Waddle St, Findlay, OH 45840 Property Records

Hancock County property record for 224 Waddle St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,742 sqft · built 1988
Lot Size	0.204 acres (8,904 sqft)
Owner	Individual Name on Record
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-011-04-047.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-04-047.000`
Alternative APN	`580001004221`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
1st Floor Area	1,014 sqft
2nd Floor Area	728 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,904 sqft (0.204 acres)
Lot Dimensions	137 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	224 WADDLE ST
City	FINDLAY
State	OH
Zip	45840-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT SUB LOT 13
Legal Subdivision	HIGH POINT SUB
Legal Lot Number	13
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3003
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 WADDLE ST, FINDLAY, OH 45840-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 14, 2019	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019
Deed Sale	Mar 14, 2019
Prior Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	20191798
Deed Book / Page	2553 / 1839
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	02553/1839
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	224 WADDLE ST, FINDLAY, OH 45840-4000
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WADDLE ST, FINDLAY, OH 45840-4000

Mortgage

Document Number	002610/820
Date	Apr 22, 2024
Book Page	2610/820
Instrument	202400002531

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2054

Interest

Change Frequency	Monthly

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Mar 14, 2019
Property Address	224 WADDLE ST, FINDLAY, OH 45840-4000
Document Number	02553/1839
Book / Page	2553 / 1839
Instrument Date	Feb 27, 2019
Instrument	201900001798
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	224 WADDLE ST, FINDLAY, OH 45840-4000

Mortgage

Document Number	201900001799
Date	Mar 14, 2019
Instrument	201900001799

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (+17.37%) Homeowner's exemption	$89,300 (+36%) Land $9,930 Building $79,370	$255,140 (+36%) Land $28,380 Building $226,760
2024	$2,332.00 (-0.17%)	$65,660 (-) Land $7,300 Building $58,360
2023	$2,336.00 Homeowner's exemption	$65,660 Land $7,300 Building $58,360
2022			$187,600 Land $20,870 Building $166,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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