211 Waddle St, Findlay, OH 45840 Property Records

Hancock County property record for 211 Waddle St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1991
Lot Size	0.254 acres (11,069 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2022)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-011-05-005.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-05-005.000`
Alternative APN	`580001004226`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	728 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,069 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	183 sqft
Patio Area	183 sqft
Canopy	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	211 WADDLE ST
City	FINDLAY
State	OH
Zip	45840-4085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT SUB LOT 23
Legal Subdivision	HIGH POINT SUB
Legal Lot Number	23
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3004
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 WADDLE ST, FINDLAY, OH 45840-4085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK & TRUST CO
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Jul 21, 2017	Survivorship Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	20227894
Deed Book / Page	2597 / 2170
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 24, 2022
Property Address	211 WADDLE ST, FINDLAY, OH 45840-4085
Document Number	02597/2170
Book / Page	2597 / 2170
Instrument Date	Jul 25, 2022
Instrument	202200007894
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	211 WADDLE ST, FINDLAY, OH 45840-4085

Mortgage

Document Number	202200007895
Date	Aug 24, 2022
Instrument	202200007895

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	211 WADDLE ST, FINDLAY, OH 45840-4085
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2568/3619
Date	May 20, 2020
Book Page	2568/3619
Instrument	202000004436

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 21, 2019
Property Address	211 WADDLE ST, FINDLAY, OH 45840-4085
Document Number	2557/2043
Book / Page	2557 / 2043
Instrument Date	Jan 31, 2019
Instrument	201900003909
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	211 WADDLE ST, FINDLAY, OH 45840-4085

Mortgage

Document Number	201900003910
Date	May 21, 2019
Instrument	201900003910

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

July 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 21, 2017
Property Address	211 WADDLE ST, FINDLAY, OH 45840-4085
Document Number	2523/0029
Book / Page	2523 / 0029
Instrument Date	Jul 18, 2017
Instrument	201700006292
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MID AMERICAN LAND TITLE, MID AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 WADDLE ST, FINDLAY, OH 45840-4085

Mortgage

Document Number	201700006293
Date	Jul 21, 2017
Instrument	201700006293

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (+17.18%)	$85,900 (+36%) Land $12,530 Building $73,370	$245,440 (+36.01%) Land $35,800 Building $209,640
2023	$2,247.00 Homeowner's exemption	$63,160 Land $9,210 Building $53,950
2022			$180,460 Land $26,320 Building $154,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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