Hancock County property record for 228 Waddle St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,412 sqft · built 1990 |
| Lot Size | 0.204 acres (8,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,000 (May 1995) |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-011-04-046.000 |
| Primary APN | 1010-011-04-046.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,904 sqft (0.204 acres) |
| Lot Dimensions | 137 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 212 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 WADDLE ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH POINT SUB LOT 12 |
| Legal Subdivision | HIGH POINT SUB |
| Legal Lot Number | 12 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 400 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 228 WADDLE ST, FINDLAY, OH 45840-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 1995 · Amount on Record |
| Deed Sale | May 11, 1995 · Amount on Record |
| Prior Sale | Aug 10, 1993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Sep 30, 2022 |
| Property Address | 228 WADDLE ST, FINDLAY, OH 45840-4000 |
| Document Number | 02598/1379 |
| Book / Page | 2598 / 1379 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 202200008914 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 WADDLE ST, FINDLAY, OH 45840-4000 |
| Document Number | 202200008915 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 202200008915 |
| Name | AMERICAN LOAN MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,585.00 (+17.98%) | $84,340 (+36.92%) Land $9,930 Building $74,410 | $240,970 (+36.9%) Land $28,380 Building $212,590 |
| 2023 | $2,191.00 Homeowner's exemption | $61,600 Land $7,300 Building $54,300 | |
| 2022 | $176,020 Land $20,870 Building $155,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Amplex Wireless, MetaLINK Technologies.
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