Kane County property record for 204 Valley View Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,680 sqft · built 2000 |
| Lot Size | 0.225 acres (9,797 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $271,000 (Feb 2004) |
| Tax Bill | $8,370 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-355-018 |
| Primary APN | 09-29-355-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,797 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 204 VALLEY VIEW DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 IN HARVEST HILLS UNIT 2 |
| Legal Subdivision | HARVEST HILLS |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 852204 |
204 Valley View Dr is owned by a company that acquired it in December 2016 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 204 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Dec 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2004 · Amount on File |
| Deed Sale | Feb 17, 2004 · Amount on File |
| Prior Sale | Dec 13, 2000 · Amount on File |
| Deed Document Number | 200419407 |
| Last Transfer Date | Dec 1, 2016 |
| Transfer Doc | 0000068433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 204 VALLEY VIEW DR, ST CHARLES, IL 60175-4647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035060 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017K035060 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 204 VALLEY VIEW DR, ST CHARLES, IL 60175-4647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058818 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 2018K058818 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 204 Valley View Dr was $8,370 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,370.00 Homeowner's exemption Senior Citizen's exemption | $135,356 (+8.53%) Land $40,417 Building $94,939 | $406,230 (+8.53%) Land $121,300 Building $284,931 |
| 2024 | $124,717 Land $37,240 Building $87,477 | $374,301 Land $111,765 Building $262,536 | |
| 2022 | $7,393.00 (+4.48%) Homeowner's exemption | $102,568 (+4.91%) Land $35,048 Building $67,520 | $307,704 (+4.91%) Land $105,144 Building $202,560 |
| 2021 | $7,076.00 Homeowner's exemption | $97,768 Land $33,408 Building $64,360 | $293,304 Land $100,224 Building $193,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 204 Valley View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 204 Valley View Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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