St. Louis County property record for 215 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 925 sqft · built 1965 |
| Lot Size | 0.583 acres (25,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,400 (Feb 2018) |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-62-0289 |
| Primary APN | 23S-62-0289 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,453 sqft |
| 1st Floor Area | 925 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 25,400 sqft (0.583 acres) |
| Lot Dimensions | 200 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 400 sqft |
| Patio Area | 100 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 215 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-1 |
| Legal Description | BALLWIN HILLS SECTION 6 AMENDED LOT 28 |
| Legal Subdivision | BALLWIN HILLS SECTION 6 AMENDED |
| Legal Lot Number | 28 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 217923 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 SAINT BENEDICT, PEVELY, MO 63070-1659 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Feb 12, 2018 | Quit Claim Deed, Mortgage FAMILY FIN MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2018 · Amount on Record |
| Deed Sale | Feb 12, 2018 · Amount on Record |
| Prior Sale | Dec 17, 2014 · Amount on Record |
| Deed Document Number | 2018380 |
| Deed Book / Page | 22896 / 2054 |
| Prior Transfer Date | Oct 9, 2012 |
| Prior Transfer Doc | 0202050427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Document Number | 2023012700108 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023012700108 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Document Number | 2022042900103 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022042900103 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 7, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Document Number | 0250340668 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 25034/668 |
| Instrument | 2021080500909 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 12, 2018 |
| Property Address | 215 RAMSEY LN, BALLWIN, MO 63021-4968 |
| Document Number | 0228962054 |
| Book / Page | 022896 / 002054 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 380 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Title Company | NATIONS TITLE AGENCY/MO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 215 RAMSEY LN BALLWIN MO 630214968, BALLWIN, MO 63021-4968 |
| Document Number | 228962058 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 022896/002058 |
| Instrument | 381 |
| Name | FAMILY FIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,730 (-) Land $28,580 Building $24,150 | $277,500 (-) Land $150,400 Building $127,100 | |
| 2025 | $3,622.00 (+5.88%) | $52,730 (+8.05%) Land $28,580 Building $24,150 | $277,500 (+8.06%) Land $150,400 Building $127,100 |
| 2024 | $3,421.00 (+0.09%) | ||
| 2023 | $3,418.00 (+10.9%) | $48,800 (+18.42%) Land $23,810 Building $24,990 | $256,800 (+18.4%) Land $125,300 Building $131,500 |
| 2022 | $3,082.00 | $41,210 Land $23,810 Building $17,400 | |
| 2021 | $216,900 Land $125,300 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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