St. Louis County property record for 214 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,479 sqft · built 1956 |
| Lot Size | 0.822 acres (35,802 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2021 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-62-0377 |
| Primary APN | 23S-62-0377 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 925 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 35,802 sqft (0.822 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 286 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 36 sqft |
| Deck Area | 58 sqft |
| Patio Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 214 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-1 |
| Legal Description | BALLWIN HILLS SECTION 6 AMENDED LOT 7 |
| Legal Subdivision | BALLWIN HILLS SECTION 6 AMENDED |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 217923 |
214 Ramsey Ln is owned and occupied by two individuals who acquired it in January 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS |
| Apr 5, 2021 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU |
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Jan 13, 2020 | Beneficiary Deed, Transfer |
| Nov 18, 2019 | Deed of Trust, Mortgage ANHEUSER BUSCH EMPS CU |
| Oct 6, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jun 8, 2017 | Warranty Deed, Transfer CORNERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2020 |
| Deed Sale | Jan 13, 2020 |
| Prior Sale | Jun 8, 2017 · Amount on File |
| Deed Document Number | 2020663 |
| Deed Book / Page | 23857 / 332 |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0238570332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Investor | Possibly a Property Investor |
| Document Number | 0246925168 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 24692/5168 |
| Instrument | 2021030400668 |
| Name | MORTGAGE SOLUTIONS OF ST LOUIS |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Investor | Possibly a Property Investor |
| Document Number | 0247744947 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 24774/4947 |
| Instrument | 2021040500618 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0241902271 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 24190/2271 |
| Instrument | 2020081000304 |
| Name | MORTGAGE SOLUTIONS OF ST LOUIS |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0243201698 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 24320/1698 |
| Instrument | 2020091100284 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|
| Document Number | 0238122965 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 23812/2965 |
| Instrument | 2019120200564 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.04% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.04% |
| Index | 1-Year CMT |
| Max Rate | 8.04% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0243202688 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 214 RAMSEY LN BALLWIN MO 630214912, BALLWIN, MO 63021-4912 |
| Document Number | 0243202688 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 024320/002688 |
| Instrument | 284 |
| Name | FCB BANKS |
|---|---|
| Address | SAINT LOUIS, MO 63128 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 13, 2020 |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0238570332 |
| Book / Page | 23857 / 332 |
| Map Reference | MB 77 PG 4 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 2020011300663 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0238122964 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 214 RAMSEY LN BALLWIN MO 630214912, BALLWIN, MO 63021-4912 |
| Document Number | 0238122964 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 023812/002964 |
| Instrument | 564 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.04% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0227490766 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 214 RAMSEY LN BALLWIN MO 630214912, BALLWIN, MO 63021-4912 |
| Document Number | 0227490766 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 022749/000766 |
| Instrument | 683 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 22, 2057 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 8, 2017 |
| Property Address | 214 RAMSEY LN, BALLWIN, MO 63021-4912 |
| Document Number | 0225583255 |
| Book / Page | 022558 / 003255 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 725 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 214 RAMSEY LN BALLWIN MO 630214912, BALLWIN, MO 63021-4912 |
| Document Number | 225583258 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 022558/003258 |
| Instrument | 726 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 7, 2032 |
The 2025 property tax bill for 214 Ramsey Ln was $5,045, down 4.5% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,620 (-) Land $28,820 Building $44,800 | $387,500 (-) Land $151,700 Building $235,800 | |
| 2025 | $5,045.00 (-4.52%) | $73,620 Land $28,820 Building $44,800 | $387,500 Land $151,700 Building $235,800 |
| 2024 | $5,284.00 (+0.09%) | ||
| 2023 | $5,279.00 (+14.12%) | $75,590 (+22.22%) Land $24,020 Building $51,570 | $397,800 Land $126,400 Building $271,400 |
| 2022 | $4,626.00 | $61,850 Land $24,020 Building $37,830 | |
| 2021 | $325,500 Land $126,400 Building $199,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Ramsey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Ramsey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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