206 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 206 Michigan Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 950 sqft · built 1960
Lot Size	0.181 acres (13,481 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Apr 2026)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-104-001`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-104-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,258 sqft
1st Floor Area	950 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,481 sqft (0.181 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	206 MICHIGAN AVE
City	ELYRIA
State	OH
Zip	44035-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS SUB 1 112.34 X 120
Legal Subdivision	UNIVERSITY HTS SUB 1
Legal Tract	25
Legal Block	104
Legal Lot Number	65
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3010
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-003-104-001

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	206 MICHIGAN AVE, ELYRIA, OH 44035-7136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	202690715
Prior Transfer Date	Apr 29, 2015
Prior Transfer Doc	0000543028
Record Updated	Jun 08, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 06, 2026
Property Address	206 MICHIGAN AVE, ELYRIA, OH 44035-7136
Document Number	0000090715
Instrument Date	Apr 01, 2026
Instrument	202690715
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NETWORK LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32,724.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 MICHIGAN AVE, ELYRIA, OH 44035-7136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090716,
Date	Apr 06, 2026
Instrument	202690716

Lender

Name	COMMUNITY STAR CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00 (+2.01%)	$44,130 (+%) Land $12,600 Building $31,530	$126,080 (-) Land $36,000 Building $90,080
2024	$2,139.00 (+32.77%)	$44,128 (+52.88%) Land $12,600 Building $31,528	$126,080 (+52.88%) Land $36,000 Building $90,080
2023	$1,611.00 (+0.37%)	$28,865 (+0.02%) Land $4,764 Building $24,101	$82,470 (-) Land $13,610 Building $68,860
2022	$1,605.00	$28,860 Land $4,760 Building $24,100
2021			$82,470 Land $13,610 Building $68,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 467 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.