220 E Prospect Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 220 E Prospect Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Sep 2019)
Tax Bill	$19,205 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 165.63-1144-1`

Property Details

APN / Parcel Number

Primary APN	`550800 165.63-1144-1`
Alternative APNs	`080016506311440010000000` `025710`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	025710
Street Address	220 E PROSPECT AVE
City	MOUNT VERNON
State	NY
Zip	10550-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1144
Legal Lot Number	1.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1007
Census Tract	4001

Owner

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 E PROSPECT AVE, MOUNT VERNON, NY 10550-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	2019592423310
Record Updated	Jun 8, 2026

September 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 18, 2019
Property Address	220 E PROSPECT AVE, MOUNT VERNON, NY 10550-2348
Document Number	0592423310
Instrument Date	Sep 3, 2019
Instrument	592423310
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 E PROSPECT AVE, 220, MOUNT VERNON, NY 10550-2348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 ROSEDALE AVE, BRONX, NY 10472-1811

Mortgage

Document Number	0592593404
Date	Sep 18, 2019
Instrument	592593404

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,205.00	$13,000 (-) Land $4,000 Building $9,000	$722,222 (+6.67%) Land $222,222 Building $500,000
2024		$13,000 (+16.07%) Land $4,000 Building $9,000	$677,083 (+3.38%) Land $208,333 Building $468,750
2023		$11,200 Land $4,000 Building $7,200	$654,971 Land $233,918 Building $421,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20