207 E Prospect Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 207 E Prospect Ave, Mount Vernon, NY 10550

Property Summary

Property TypeTriplex
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Aug 2022)
Tax Bill$21,293 (2025)
Deeds & MortgagesApr 2024 Mortgage
Aug 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN550800 165.63-1146-9

Property Details

APN / Parcel Number

Primary APN550800 165.63-1146-9
Alternative APNs
  • 080016506311460090000000
  • 025990

Exterior

Architectural StyleTriplex
Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Account Number025990
Street Address207 E PROSPECT AVE
CityMOUNT VERNON
StateNY
Zip10550-2347
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal SubdivisionMAP OF CHESTER HILL
Legal Block1146
Legal Lot Number9.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1001
Census Tract4001

Owner

Source: Westchester County and Mount Vernon City assessment roll, APN 550800 165.63-1146-9, as of May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19 ABEEL ST, 5E, YONKERS, NY 10705-3459
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Aug 23, 2022Quit Claim Deed, Transfer
FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY
Aug 23, 2022Bargain and Sale Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2020Loan Modification, Mortgage
ARK MTG
Jul 20, 2020Bargain and Sale Deed, Transfer · Stand-Alone Refinance
ARK MORTGAGE INC
Oct 18, 2019Grant Deed, Transfer · Construction Mortgage
PARK LANE CAP PTRS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleOct 18, 2019 · Amount on Record
Deed Document Number20223555
Prior Transfer DateAug 15, 2022
Prior Transfer Doc0000003459
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347

Mortgage

Document Number0641093211
DateApr 18, 2024
Instrument641093211
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueSep 01, 2052

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateAug 23, 2022
Property Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347
Document Number0622243459
Map ReferenceMAP 655
Instrument DateAug 15, 2022
Instrument622243459
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanyFREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4 CHELSEA PL # 28, 4, GREAT NECK, NY 11021-3267

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 MIDDLE NECK RD, GREAT NECK, NY 11021-2357

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateAug 23, 2022
Property Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347
Document Number0622243555
Map ReferenceMAP 655
Instrument DateAug 15, 2022
Instrument622243555
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanyFREEDOM LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 MIDDLE NECK ROAD #246246, 16, MOUNT VERNON, NY 10550

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 ABEEL ST # 66, 66, YONKERS, NY 10705-3440

Mortgage

Document Number0622353279
DateAug 23, 2022
Instrument622353279
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347
Document Number0602023198
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanyAPPELLATE LAND SERVICES LIMITED, APPELLATE LAND SVCS LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address2800 BRUCKNER BLVD #207 BRONX NY 104651972, 207, BRONX, NY 10465-1972

Mortgage

Document Number0602023198
DateJul 20, 2020
Book Page060202/003198
Lender
NameARK MTG
TypeMortgage Company
AddressSPRING VALLEY, NY 10977
Agreement
AmountAmount Recorded
Term360 Months
DueJul 19, 2050
Interest
Rate TypeFixed Rate

July 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 20, 2020
Property Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347
Document Number0600493289
Map ReferenceMAP 655
Instrument DateFeb 18, 2020
Instrument600493289
Transaction TypeTransfer
Record UpdatedMay 06, 2022
Title CompanyAPPELLATE SETTLEMENT SVCS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 E PROSPECT AVE, 207, MOUNT VERNON, NY 10550-2347

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347

Mortgage

Document Number0602023198
DateJul 20, 2020
Instrument602023198
Lender
NameARK MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term356 Months
DueMar 01, 2050
Interest
Rate TypeFixed Rate
Rate4%

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateOct 18, 2019
Property Address207 E PROSPECT AVE, MOUNT VERNON, NY 10550-2347
Document Number0592703370
Book / Page059270 / 003370
Instrument DateOct 07, 2019
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyAPPELLATE LAND SERVICES LIMITED, APPELLATE LAND SVCS LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 CUTTERMILL RD GREAT NECK NY 110213252, GREAT NECK, NY 11021-3252

Mortgage

Document Number592903531
DateOct 18, 2019
Book Page059290/003531
Lender
NamePARK LANE CAP PTRS LLC
Address17 BARSTOW RD # 206, GREAT NECK, NY 11021-2213
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 17, 2020

Mortgage

Document Number592903532,
DateOct 18, 2019
Book Page059290/003532
Lender
NamePARK LANE CAP PTRS LLC
Address17 BARSTOW RD # 206, GREAT NECK, NY 11021-2213
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 17, 2020

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll as of May 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,293.00$8,000 (-) Land $1,500 Building $6,500$444,444 (+6.67%) Land $83,333 Building $361,111
2024$8,000 (-) Land $1,500 Building $6,500$416,667 (-10.94%) Land $78,125 Building $338,542
2023$8,000 Land $1,500 Building $6,500$467,836 Land $87,719 Building $380,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 656 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903441, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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