Westchester County and Mount Vernon City property record for 214 E Prospect Ave, Mount Vernon, NY 10550
| Property Type | Triplex |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Mar 2026) |
| Tax Bill | $15,233 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.63-1142-2 |
| Primary APN | 550800 165.63-1142-2 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Triplex |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Account Number | 025600 |
|---|---|
| Street Address | 214 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10550-2349 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Subdivision | CHESTER HILL |
| Legal Block | 1142 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4001 |
Source: Westchester County and Mount Vernon City assessment roll, APN 550800 165.63-1142-2, as of May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 06, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 31, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage LAKEVIEW MORTGAGE BANKERS CORP |
| Jan 04, 2024 | Bargain and Sale Deed, Transfer NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Feb 05, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage LAKEVIEW MORTGAGE BANKERS CORP |
| Nov 10, 2017 | Deed of Trust, Mortgage MR COOPER |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Jan 04, 2024 · Amount on Record |
| Deed Document Number | 20263260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0621873042 |
|---|---|
| Date | Jul 06, 2022 |
| Instrument | 621873042 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0631523086 |
|---|---|
| Date | Jun 01, 2023 |
| Instrument | 631523086 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Feb 01, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 31, 2026 |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0660753260 |
| Map Reference | MAP 655 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 660753260 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | CITIZENS ABSTRACT LLC, CITYLINE ABSTRACTLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 357 E 195TH ST # ST4G, ST4G, BRONX, NY 10458-4219 |
| Name | Verified Name |
|---|---|
| Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0660823364 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 660823364 |
| Name | LAKEVIEW MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 04, 2024 |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0633253460 |
| Map Reference | MAP 655 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 633253460 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Name | Verified Name |
|---|---|
| Address | 2760 GRAND CONCOURSE APT 3C, 3C, BRONX, NY 10458-3560 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 05, 2020 |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0593643528 |
| Map Reference | MAP 655 |
| Instrument Date | Jan 02, 2020 |
| Instrument | 593643528 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | RIVERSIDE ABSTRACT LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,502.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3200 EDSON AVE, 3200, BRONX, NY 10469-3129 |
| Name | Verified Name |
|---|---|
| Address | 2418 OLINVILLE AVE, BRONX, NY 10467-7621 |
| Document Number | 0600143192 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 600143192 |
| Name | LAKEVIEW MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0573333724 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 214 E PROSPECT AVE MOUNT VERNON NY 105502349, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0573333724 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 057333/003724 |
| Name | MR COOPER |
|---|---|
| Address | DANVILLE, IL 61834 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 03, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 214 E PROSPECT AVE, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0573333723 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | SAND ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 214 E PROSPECT AVE MOUNT VERNON NY 105502349, MOUNT VERNON, NY 10550-2349 |
| Document Number | 0573333723 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 057333/003723 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2047 |
Source: Westchester County and Mount Vernon City assessment roll as of May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,233.00 | $14,600 (-) Land $6,600 Building $8,000 | $811,111 (+6.67%) Land $366,667 Building $444,444 |
| 2024 | $14,600 (-) Land $6,600 Building $8,000 | $760,417 (-10.94%) Land $343,750 Building $416,667 | |
| 2023 | $14,600 Land $6,600 Building $8,000 | $853,801 Land $385,965 Building $467,836 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 656 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY5903441, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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