Westchester County and Mount Vernon City property record for 213 E Prospect Ave, Mount Vernon, NY 10550
| Property Type | Triplex |
|---|---|
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $18,836 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.63-1146-6 |
| Primary APN | 550800 165.63-1146-6 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|
| Architectural Style | Triplex |
|---|---|
| Lot Area | 2,178 sqft (0.05 acres) |
| Account Number | 025960 |
|---|---|
| Street Address | 213 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10550-6301 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 1146 |
| Legal Lot Number | 6.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4001 |
Source: Westchester County and Mount Vernon City assessment roll, APN 550800 165.63-1146-6, as of May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 213 E PROSPECT AVE, MOUNT VERNON, NY 10550-6301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Sep 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 213 E PROSPECT AVE, MOUNT VERNON, NY 10550-6301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4165 MURDOCK AVE, BRONX, NY 10466-2113 |
| Document Number | 0653083031 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 653083031 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 213 E PROSPECT AVE, MOUNT VERNON, NY 10550-6301 |
| Document Number | 0602873944 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 213 E PROSPECT AVE #1 MOUNT VERNON NY 105506302, 1, MOUNT VERNON, NY 10550-6302 |
| Document Number | 0602873944 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 060287/003944 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 13, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 213 E PROSPECT AVE, MOUNT VERNON, NY 10550-6301 |
| Document Number | 0602873943 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 213 E PROSPECT AVE #1 MOUNT VERNON NY 105506302, 1, MOUNT VERNON, NY 10550-6302 |
| Document Number | 0602873943 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 060287/003943 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 13, 2045 |
Source: Westchester County and Mount Vernon City assessment roll as of May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,836.00 | $8,664 (-) Land $1,300 Building $7,364 | $481,333 (+6.67%) Land $72,222 Building $409,111 |
| 2024 | Homeowner's exemption | $8,664 (-13.69%) Land $1,300 Building $7,364 | $451,250 (-23.13%) Land $67,708 Building $383,542 |
| 2023 | $10,038 Land $1,300 Building $8,738 | $587,017 Land $76,023 Building $510,994 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 656 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY5903441, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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