Franklin County property record for 220 E 3rd St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba |
| Lot Size | 0.196 acres (8,557 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,100 (Sep 2017) |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Dec 2012 Mortgage Jan 2011 Mortgage + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 062-31-14-020.00 |
| Primary APN | 062-31-14-020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Stucco |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,557 sqft (0.196 acres) |
| Lot Dimensions | 199 ft deep x 43 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 76168 |
|---|---|
| Street Address | 220 E 3RD ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 70500 |
Source: Franklin County records · APN 062-31-14-020.00
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 329 CEDAR MILL CIR, LEXINGTON, KY 40511-8632 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2012 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST NA |
| Jan 28, 2011 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Mar 21, 2022 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Nov 02, 2020 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| Sep 01, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 25, 2017 | Commissioner's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2017 · Amount on Record |
| Deed Sale | Sep 01, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Deed Document Number | 2017464192 |
| Deed Book / Page | 571 / 707 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 220 E 3RD ST, FRANKFORT, KY 40601-2912 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1264/067 |
|---|---|
| Date | Dec 14, 2012 |
| Book Page | M1264/067 |
| Instrument | 395133 |
| Name | FARMERS BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 220 E 3RD ST, FRANKFORT, KY 40601-2912 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1195/836 |
|---|---|
| Date | Jan 28, 2011 |
| Book Page | M1195/836 |
| Instrument | 367589 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 15, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 21, 2022 |
| Property Address | 220 E 3RD ST, FRANKFORT, KY 40601-2912 |
| Document Number | 00D610/647 |
| Book / Page | D610 / 647 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 659781 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1036 COLLINS LN, FRANKFORT, KY 40601-4306 |
| Name | Verified Name |
|---|---|
| Address | 329 CEDAR MILL CIR, LEXINGTON, KY 40511-8632 |
| Document Number | 0000659784 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 659784 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 02, 2020 |
| Property Address | 220 E 3RD ST, FRANKFORT, KY 40601-2912 |
| Document Number | 000D598/25 |
| Book / Page | D598 / 25 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 512406 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 COLLINS LN, FRANKFORT, KY 40601-4306 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 01, 2017 |
| Property Address | 220 E 3RD ST, FRANKFORT, KY 40601-2912 |
| Document Number | 00D571/707 |
| Book / Page | D571 / 707 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 464192 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 102 WATSON CT, FRANKFORT, KY 40601-2612 |
| Investor | Possibly a Property Investor |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 25, 2017 |
| Property Address | 220 E 3RD ST, FRANKFORT, KY 40601-2912 |
| Document Number | 00D570/861 |
| Book / Page | D570 / 861 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 462622 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946 |
| Investor | Possibly a Property Investor |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,128.00 (-3.84%) | $247,500 (-) Land $14,000 Building $233,500 | $247,500 (-) Land $14,000 Building $233,500 |
| 2023 | $1,173.00 (+116.42%) | $247,500 (+117.11%) | $247,500 (+117.11%) |
| 2022 | $542.00 | $114,000 | $114,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 294 (1978–2025) |
| Claims Outside the SFHA | 23 of 294 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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