224 E 3rd St, Frankfort, KY 40601 Property Records

Franklin County property record for 224 E 3rd St, Frankfort, KY 40601 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba
Lot Size0.196 acres (8,557 sqft)
OwnerIndividual Name on File
Tax Bill$195 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (reduced by levee)
APN062-31-14-018.00

Property Details

APN / Parcel Number

Primary APN062-31-14-018.00
Alternative APN
  • 45027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story

Exterior

Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,557 sqft (0.196 acres)
Lot Dimensions199 ft deep x 43 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayConcrete Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number45027
Street Address224 E 3RD ST
CityFRANKFORT
StateKY
Zip40601-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1013
Census Tract70500

Owner

Source: Franklin County records · APN 062-31-14-018.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 E 3RD ST, FRANKFORT, KY 40601-2912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address224 E 3RD ST, FRANKFORT, KY 40601-2912
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1714/740
DateSep 01, 2023
Book PageM1714/740
Instrument695735
Lender
NameEXPREE CU
TypeCredit Union
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueJun 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$195.00 (-9.72%)$92,000 (-) Land $12,000 Building $80,000$92,000 (-) Land $12,000 Building $80,000
2023$216.00 (-11.84%)$92,000 (-)$92,000 (-)
2022$245.00 Homeowner's exemption$92,000$92,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims294 (1978–2025)
Claims Outside the SFHA23 of 294
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims
  • Severe Storms & Flooding, Feb 1989 · 114 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the South Frankfort Neighborhood Historic District
listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric and Water Plant Board of the City of FrankfortFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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