213 E 3rd St, Frankfort, KY 40601 Property Records

Franklin County property record for 213 E 3rd St, Frankfort, KY 40601 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2023)
Tax Bill	$661 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`062-31-15-002.00`

Property Details

APN / Parcel Number

Primary APN	`062-31-15-002.00`
Alternative APNs	`74318` `78856`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	50 ft deep x 70 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	78856
Street Address	213 E 3RD ST
City	FRANKFORT
State	KY
Zip	40601-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1015
Census Tract	70500

Owner

Source: Franklin County records · APN 062-31-15-002.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	213 E 3RD ST, FRANKFORT, KY 40601-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Jul 09, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan WHITAKER BANK INC
Oct 16, 2023	Deed, Transfer · Commercial Mortgage WHITAKER BANK INC
Apr 09, 2021	Deed, Transfer
Feb 12, 2009	Deed, Transfer · Conventional Mortgage CITIZENS COMMERCE NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Feb 12, 2009 · Amount on Record
Deed Document Number	2023755233
Deed Book / Page	623 / 752
Record Updated	Jun 08, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	213 E 3RD ST, FRANKFORT, KY 40601-2911
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 E WOODFORD ST, LAWRENCEBURG, KY 40342-1169

Mortgage

Document Number	0M1775/666
Date	May 14, 2025
Book Page	M1775/666
Instrument	872112

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 12, 2035

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	213 E 3RD ST, FRANKFORT, KY 40601-2911
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 E WOODFORD ST, LAWRENCEBURG, KY 40342-1169

Mortgage

Document Number	0M1781/665
Date	Jul 09, 2025
Book Page	M1781/665
Instrument	877398

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	120 Months
Due	Jul 03, 2035

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 16, 2023
Property Address	213 E 3RD ST, FRANKFORT, KY 40601-2911
Document Number	00D623/752
Book / Page	D623 / 752
Instrument Date	Sep 22, 2023
Instrument	755233
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 WOODLARK RD, VERSAILLES, KY 40383-9174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6608 S MANNMG RD, SULPHUR, OK 73086

Mortgage

Document Number	0000755234
Date	Oct 16, 2023
Instrument	755234

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 22, 2033

Interest

Rate Type	Adjustable Rate

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Apr 09, 2021
Property Address	213 E 3RD ST, FRANKFORT, KY 40601-2911
Document Number	00D601/756
Book / Page	D601 / 756
Instrument Date	Apr 08, 2021
Instrument	521804
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 S MAIN ST, WINCHESTER, KY 40391-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 WOODLARK RD, VERSAILLES, KY 40383-9174
Investor	Possibly a Property Investor

February 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 12, 2009
Property Address	213 E 3RD ST, FRANKFORT, KY 40601-2911
Document Number	00D511/560
Book / Page	D511 / 560
Map Reference	CAB C PG121
Instrument Date	Feb 11, 2009
Instrument	340196
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 WALTER TODD DR, FRANKFORT, KY 40601-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	301 LOGAN ST, FRANKFORT, KY 40601-2969

Mortgage

Document Number	0M1123/528
Date	Feb 12, 2009
Book Page	M1123/528
Instrument	340197

Lender

Name	CITIZENS COMMERCE NATIONAL BANK
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2014

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00 (+26.39%)	$145,000 (+31.22%) Land $10,000 Building $135,000	$145,000 (+31.22%) Land $10,000 Building $135,000
2023	$523.00 (+144.39%)	$110,500 (+145.56%)	$110,500 (+145.56%)
2022	$214.00	$45,000	$45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	294 (1978–2025)
Claims Outside the SFHA	23 of 294
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims Severe Storms & Flooding, Feb 1989 · 114 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric and Water Plant Board of the City of Frankfort	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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