208 E 3rd St, Frankfort, KY 40601 Property Records

Franklin County property record for 208 E 3rd St, Frankfort, KY 40601 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	built 1908
Owner	2 Individual Names on File
Last Sale	$35,000 (Jul 2019)
Tax Bill	$241 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`062-31-14-022.00`

Property Details

APN / Parcel Number

Primary APN	`062-31-14-022.00`
Alternative APN	`71257`

Interior

Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	71257
Street Address	208 E 3RD ST
City	FRANKFORT
State	KY
Zip	40601-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1013
Census Tract	70500

Owner

Source: Franklin County records · APN 062-31-14-022.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 E 3RD ST, FRANKFORT, KY 40601-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	2019492075
Deed Book / Page	587 / 245
Record Updated	Jun 08, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 24, 2019
Property Address	208 E 3RD ST, FRANKFORT, KY 40601-2912
Document Number	00D587/245
Book / Page	D587 / 245
Instrument Date	Jul 23, 2019
Instrument	492075
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1690 LEESTOWN RD, FRANKFORT, KY 40601-8818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E 3RD ST, FRANKFORT, KY 40601-2912
Investor	Possibly a Property Investor

Mortgage

Document Number	0000492077
Date	Jul 24, 2019
Instrument	492077

Lender

Name	KENTUCKY EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$241.00 (-3.98%)	$53,000 (-) Land $8,000 Building $45,000	$53,000 (-) Land $8,000 Building $45,000
2023	$251.00 (-0.4%)	$53,000 (-)	$53,000 (-)
2022	$252.00	$53,000	$53,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	294 (1978–2025)
Claims Outside the SFHA	23 of 294
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims Severe Storms & Flooding, Feb 1989 · 114 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric and Water Plant Board of the City of Frankfort	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.