104 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 104 Division St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,755 sqft · built 1900
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (May 2022)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-15-227-008`

Property Details

APN / Parcel Number

Primary APN	`17-15-227-008`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,755 sqft Total Area
Basement Area	630 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,322 sqft (0.214 acres)
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	104 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000104 DIVISION STREET: ASSESSOR'S PLAT #1 -- BLK 10, THE S 31 FT OF THE E 212 FT OF LOT 2 & THE N 13 FT OF LOT 3. SUBJ TO AN
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	10
Legal Lot Number	2-3
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4015
Census Tract	960600

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 DIVISION ST, BIG RAPIDS, MI 49307-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	202200004146
Deed Book / Page	918 / 4567
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 12, 2022
Property Address	104 DIVISION ST, BIG RAPIDS, MI 49307-1702
Document Number	00918/4567
Book / Page	918 / 4567
Instrument Date	May 9, 2022
Instrument	202200004146
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10022 BLAIR ST, 10022, ZEELAND, MI 49464-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 YORK ST, SAINT LOUIS, MI 48880-9444

Mortgage

Document Number	202200004147
Date	May 12, 2022
Instrument	202200004147

Lender

Name	JOLT CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$75,600	$151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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