Decatur County property record for 220 Cloverleaf Cir, Bainbridge, GA 39817
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 2005 |
| Lot Size | 0.541 acres (23,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jan 2021) |
| Tax Bill | $1,680 (2025) |
| Deeds & Mortgages | Feb 2006 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0075A-048-000 |
| Primary APN | 0075A-048-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Heated Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,564 sqft (0.541 acres) |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6755 |
|---|---|
| Street Address | 220 CLOVERLEAF CIR |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39817-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 469 791 220 CLOVERLEAF CIRCLE |
| Legal Subdivision | BRIARWOOD PARK |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970400 |
220 Cloverleaf Cir is owned and occupied by an individual who bought it in January 2021.
Source: Decatur County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2006 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIGNATURE HOME MORTGAGE |
| Jan 6, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | Jul 15, 2016 · Amount on File |
| Deed Document Number | 202133 |
| Deed Book / Page | 469 / 791 |
| Prior Transfer Date | Feb 15, 2006 |
| Prior Transfer Doc | 000211/693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 220 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000211/705 |
|---|---|
| Date | Feb 16, 2006 |
| Book Page | 211/705 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 220 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 220 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Document Number | 0000000469/0000000793 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 0000000469/0000000793 |
| Name | SIGNATURE HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Jan 6, 2021 |
| Property Address | 220 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Document Number | 000469/791 |
| Book / Page | 469 / 791 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021-000033 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
The 2025 property tax bill for 220 Cloverleaf Cir was $1,680.
Source: Decatur County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,680.00 | $56,271 Land $6,000 Building $50,271 | $140,678 Land $15,000 Building $125,678 |
| 2023 | $1,472.00 (-1.67%) | $50,596 Land $6,000 Building $44,596 | $126,490 Land $15,000 Building $111,490 |
| 2022 | $1,497.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 220 Cloverleaf Cir in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, drainage area under 1 sq mi |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1994–2009) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Cloverleaf Cir is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE serves 14,500 people · EPA ID GA0870001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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