224 Cloverleaf Cir, Bainbridge, GA 39817 Property Records

Decatur County property record for 224 Cloverleaf Cir, Bainbridge, GA 39817

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,380 sqft · built 2005
Lot Size0.579 acres (25,241 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Feb 2022)
Tax Bill$2,056 (2025)
Deeds & MortgagesJul 2017 Mortgage
Sep 2012 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN0075A-046-000

Property Details

APN / Parcel Number

Primary APN0075A-046-000
Alternative APNs
  • 0075A00000046000
  • 6754

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,380 sqft Heated Area
1st Floor Area1,380 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,241 sqft (0.579 acres)
Garage Area80 sqft

Exterior Amenities

PorchSlab
Porch Area120 sqft
Patio Area112 sqft
Kennel80 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number6754
Street Address224 CLOVERLEAF CIR
CityBAINBRIDGE
StateGA
Zip39817-8242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description491 798 224 CLOVERLEAF CIRCLE
Legal SubdivisionBRIARWOOD PARK
Legal BlockA
Legal Lot Number32
JurisdictionDECATUR GA
Township / Civil DivisionBAINBRIDGE
Census Block Group2
Census Block2001
Census Tract970400

Owner

Source: Decatur County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Sep 5, 2012Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF DECATUR COUNTY
Feb 4, 2022Warranty Deed, Transfer
Feb 4, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER
Feb 9, 2006Deed, Transfer · FHA Mortgage
TAYLOR BEAN & WHITAKER MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on Record
Deed SaleFeb 4, 2022 · Amount on Record
Prior SaleFeb 9, 2006 · Amount on Record
Deed Document Number2022113
Deed Book / Page491 / 798
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDECATUR GA
Property Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000414/832
DateJul 12, 2017
Book Page414/832
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2032

September 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDECATUR GA
Property Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000342/383
DateSep 5, 2012
Book Page342/383
Lender
NameFIRST NATIONAL BANK OF DECATUR COUNTY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJun 1, 2015

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR GA
Recording DateFeb 4, 2022
Property Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242
Document Number000491/798
Book / Page491 / 798
Instrument DateFeb 4, 2022
Instrument2022-000113
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR GA
Recording DateFeb 4, 2022
Property Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242
Document Number000491/798
Book / Page491 / 798
Instrument DateFeb 4, 2022
Instrument2022-000113
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242

Mortgage

Document Number0000491800
DateFeb 4, 2022
Instrument491/800
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

February 2006: Deed, Transfer

Document TypeDeed
JurisdictionDECATUR GA
Recording DateFeb 9, 2006
Property Address224 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242
Document Number000211/300
Book / Page211 / 300
Instrument DateFeb 9, 2006
Instrument2006-000179
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 983, BAINBRIDGE, GA 39818-0983

Mortgage

Document Number000211/304
DateFeb 10, 2006
Book Page211/304
Lender
NameTAYLOR BEAN & WHITAKER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyDecatur County
Unified School DistrictDecatur County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,056.00 (+76.78%)$68,840 (+17.66%) Land $12,000 Building $56,840$172,101 (+17.66%) Land $30,000 Building $142,101
2023$1,163.00 (-32.81%)$58,508 Land $9,200 Building $49,308$146,270 Land $23,000 Building $123,270
2022$1,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, drainage area under 1 sq mi
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1994–2009)
Claims Outside the SFHA2 of 10
Most Recent ClaimApr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAINBRIDGE
serves 14,500 people · EPA ID GA0870001
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Mediacom Xtream
Fiber · Cable in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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