Decatur County property record for 185 Cloverleaf Cir, Bainbridge, GA 39817
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,037 sqft · built 1992 |
| Lot Size | 0.515 acres (22,466 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,900 (Mar 2017) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0075A-096-000 |
| Primary APN | 0075A-096-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,037 sqft Heated Area |
| 1st Floor Area | 1,037 sqft |
| Utility Area | 72 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,466 sqft |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 115 sqft |
| Patio Area | 100 sqft |
| Canopy | 432 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6800 |
|---|---|
| Old Parcel Number | 0075A00000096000 |
| Street Address | 185 CLOVERLEAF CIR |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39817-8241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 410 836 185 CLOVERLEAF CIRCLE |
| Legal Subdivision | BRIARWOOD ADDN 1 |
| Legal Block | 41 |
| Legal Lot Number | 6 |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970400 |
Source: Decatur County assessment roll, APN 0075A-096-000, as of July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 RIVER OAKS DR, BAINBRIDGE, GA 39817-1006 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK |
| Mar 29, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST PORT CITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Prior Sale | Jun 27, 2006 · Amount on Record |
| Deed Document Number | 0000410836 |
| Deed Book / Page | 410 / 836 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 185 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8241 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 185 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8241 |
| Document Number | 0000000471/0000000588 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 0000000471/0000000588 |
| Name | FIRST PORT CITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 01, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Mar 29, 2017 |
| Property Address | 185 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8241 |
| Document Number | 000410/836 |
| Book / Page | 410 / 836 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017-000261 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 RIVER OAKS DR, BAINBRIDGE, GA 39817-1006 |
| Document Number | 410/838 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 410/838 |
| Name | FIRST PORT CITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 01, 2020 |
Source: Decatur County assessment roll as of July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 (+18.68%) | $56,593 (+15.59%) Land $6,000 Building $50,593 | $141,482 (+15.59%) Land $15,000 Building $126,482 |
| 2023 | $1,424.00 (+1.64%) | $48,958 Land $6,000 Building $42,958 | $122,396 Land $15,000 Building $107,396 |
| 2022 | $1,401.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (13087C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130879704002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1994–2009) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 69 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Communications Fiber · Cable in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA0870001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAINBRIDGE serves 14,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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