Decatur County property record for 196 Cloverleaf Cir, Bainbridge, GA 39817
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,224 sqft · built 1987 |
| Lot Size | 0.542 acres (23,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,500 (Jun 2019) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 0075A-055-000 |
| Primary APN | 0075A-055-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,224 sqft Heated Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,620 sqft (0.542 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6761 |
|---|---|
| Street Address | 196 CLOVERLEAF CIR |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39817-8262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 539 148 196 CLOVERLEAF CIRCLE |
| Legal Subdivision | BRIARWOOD PARK |
| Legal Block | A |
| Legal Lot Number | 41 |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970400 |
Source: Decatur County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Jun 19, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Apr 11, 2007 · Amount on Record |
| Deed Document Number | 2019527 |
| Deed Book / Page | 445 / 523 |
| Last Transfer Date | Nov 18, 2024 |
| Transfer Doc | 000539/148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 196 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 196 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8262 |
| Document Number | 0000000445/0000000525 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 0000000445/0000000525 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Jun 19, 2019 |
| Property Address | 196 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8262 |
| Document Number | 000445/523 |
| Book / Page | 445 / 523 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019-000527 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8262 |
Source: Decatur County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 (+3.3%) Homeowner's exemption | $56,552 (+18.07%) Land $7,500 Building $49,052 | $141,379 (+18.07%) Land $18,750 Building $122,629 |
| 2023 | $1,335.00 (-4.98%) Homeowner's exemption | $47,896 Land $7,500 Building $40,396 | $119,740 Land $18,750 Building $100,990 |
| 2022 | $1,405.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1994–2009) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE serves 14,500 people · EPA ID GA0870001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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