220 Andover Dr, Berea, KY 40403 Property Records

Madison County property record for 220 Andover Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2010)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0064`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0064`
Alternative APNs	`112254` `75374` `41437`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	41437
Street Address	220 ANDOVER DR
City	BEREA
State	KY
Zip	40403-8496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 64
Legal Subdivision	THE CROSSINGS
Legal Lot Number	64
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2002
Census Tract	11101

Owner

220 Andover Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Madison County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	220 ANDOVER DR, BEREA, KY 40403-8496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 19, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2010 · Amount on File
Deed Sale	Oct 25, 2010 · Amount on File
Deed Document Number	2010451199
Deed Book / Page	661 / 508
Last Transfer Date	Sep 8, 2024
Transfer Doc	00D860/207
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jun 29, 2026
Property Address	220 ANDOVER DR, BEREA, KY 40403-8496
Document Number	0014358774
Book / Page	2479 / 563
Instrument Date	Jun 20, 2026
Instrument	202614358774
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 ANDOVER DR, BEREA, KY 40403-8496

Mortgage

Document Number	0014358774,
Date	Jun 29, 2026
Book Page	2479/563
Instrument	202614358774

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Nov 19, 2024
Property Address	220 ANDOVER DR, BEREA, KY 40403-8496
Document Number	00D860/207
Book / Page	D860 / 207
Map Reference	CAB 24 SL 7
Instrument Date	Sep 8, 2024
Instrument	2014232885
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 RUTLAND RD, CYNTHIANA, KY 41031-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 ANDOVER DR, BEREA, KY 40403-8496

Tax Assessment & Valuation

The 2025 property tax bill for 220 Andover Dr was $1,617.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,617.00	$171,500	$171,500
2023	$1,600.00	$165,000	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Andover Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Andover Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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