204 Andover Dr, Berea, KY 40403 Property Records

Madison County property record for 204 Andover Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Dec 2021)
Tax Bill$2,404 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0085-017A-0060

Property Details

APN / Parcel Number

Primary APN0085-017A-0060
Alternative APNs
  • 125799
  • 88727
  • 55397

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area

Exterior

Exterior MaterialBrick
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number55397
Street Address204 ANDOVER DR
CityBEREA
StateKY
Zip40403-8496
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSINGS LOT 60
Legal SubdivisionTHE CROSSINGS
Legal Lot Number60
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2003
Census Tract11101

Owner

204 Andover Dr is owned and occupied by an individual who bought it in December 2021.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address204 ANDOVER DR, BEREA, KY 40403-8496
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on File
Deed SaleDec 1, 2021 · Amount on File
Deed Document Number2014066356
Deed Book / PageD815 / 103
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateDec 1, 2021
Property Address204 ANDOVER DR, BEREA, KY 40403-8496
Document Number00D815/103
Book / PageD815 / 103
Map ReferenceCAB 24 SL 7
Instrument DateNov 22, 2021
Instrument2014066356
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyMETRO TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address536 LAKEVIEW CIR, 536, MOUNT STERLING, KY 40353-7904

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address204 ANDOVER DR, BEREA, KY 40403-8496

Mortgage

Document Number2014066357
DateDec 1, 2021
Instrument2014066357
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest

Tax Assessment & Valuation

The 2025 property tax bill for 204 Andover Dr was $2,404 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 Additional exemption filed$255,000$255,000
2023$2,279.00$235,000$235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Andover Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Andover Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Andover Dr

Nearby Streets

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