Madison County property record for 209 Andover Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Sep 2017) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-017A-0009 |
| Primary APN | 0085-017A-0009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,738 sqft (1.05 acres) |
|---|
| Account Number | 67411 |
|---|---|
| Street Address | 209 ANDOVER DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSSINGS LOT 9 |
| Legal Subdivision | THE CROSSINGS |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11101 |
209 Andover Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 ANDOVER DR, BEREA, KY 40403-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2017 · Amount on File |
| Deed Sale | Sep 18, 2017 · Amount on File |
| Prior Sale | Feb 17, 2010 · Amount on File |
| Deed Document Number | 20172013965018 |
| Deed Book / Page | 00750 / 332 |
| Prior Transfer Date | Jan 4, 2011 |
| Prior Transfer Doc | 00D663/685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 18, 2017 |
| Property Address | 209 ANDOVER DR, BEREA, KY 40403-8496 |
| Document Number | D00750/332 |
| Book / Page | D00750 / 332 |
| Map Reference | CAB24 SL7 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 2013965018 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 ARISTOCRAT WAY, BEREA, KY 40403-8498 |
| Name | Verified Name |
|---|---|
| Address | 209 ANDOVER DR, BEREA, KY 40403-8496 |
| Document Number | 2013965019 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2013965019 |
| Name | CITIZENS DEPOSIT BANK & TRUST INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 209 Andover Dr was $1,551.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 | $164,500 | $164,500 |
| 2023 | $1,542.00 | $159,000 | $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Andover Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Andover Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
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