Madison County property record for 216 Andover Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,900 (Jul 2021) |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-017A-0063 |
| Primary APN | 0085-017A-0063 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Account Number | 70444 |
|---|---|
| Street Address | 216 ANDOVER DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSSINGS LOT 63 |
| Legal Subdivision | THE CROSSINGS |
| Legal Lot Number | 63 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11101 |
216 Andover Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 ANDOVER DR, BEREA, KY 40403-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Deed Document Number | 20212014045781 |
| Deed Book / Page | 809 / 116 |
| Prior Transfer Date | Feb 25, 2011 |
| Prior Transfer Doc | 00D667/033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 27, 2021 |
| Property Address | 216 ANDOVER DR, BEREA, KY 40403-8496 |
| Document Number | 00D809/116 |
| Book / Page | D809 / 116 |
| Map Reference | CAB 24 SL 7 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2014045781 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 ANDOVER DR, BEREA, KY 40403-8496 |
| Name | Verified Name |
|---|---|
| Address | 216 ANDOVER DR, BEREA, KY 40403-8496 |
| Investor | Possibly a Property Investor |
| Document Number | 2014045783 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2014045783 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
The 2025 property tax bill for 216 Andover Dr was $1,952.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 | $207,000 | $207,000 |
| 2023 | $1,939.00 | $199,900 | $199,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 216 Andover Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 216 Andover Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
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