Volusia County property record for 22 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,732 sqft · built 1990 |
| Lot Size | 0.535 acres (23,319 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $625,000 (Mar 2020) |
| Tax Bill | $7,159 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0140 |
| Primary APN | 4126-01-00-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,732 sqft Living Area |
| Gross Area | 5,607 sqft |
| 1st Floor Area | 2,606 sqft |
| Upper Floors Area | 2,126 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,319 sqft (0.535 acres) |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,044 sqft |
| Patio Area | 2,002 sqft |
| Gazebo | 181 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4902201 |
|---|---|
| Street Address | 22 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 14 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 3361 PG 0555 PER OR 6269 PGS 2382-2383 PER OR 7829 PG 3051 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS SUB MB |
| Legal Phase | 1 |
| Legal Tract | 01 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 83203 |
Source: Volusia County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 22 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on Record |
| Deed Sale | Mar 16, 2020 · Amount on Record |
| Prior Sale | Sep 15, 1989 · Amount on Record |
| Deed Document Number | 202054926 |
| Deed Book / Page | 7829 / 3051 |
| Prior Transfer Date | Aug 22, 2008 |
| Prior Transfer Doc | 0062692382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 22 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 22 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773 |
| Document Number | 0080463349 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 8046/3349 |
| Instrument | 2021-110956 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 16, 2020 |
| Property Address | 22 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773 |
| Document Number | 0078293051 |
| Book / Page | 7829 / 3051 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020054926 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 WINDING CREEK WAY, 22, ORMOND BEACH, FL 32174-6773 |
| Name | Verified Name |
|---|---|
| Address | 22 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773 |
| Document Number | 0078293053 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 7829/3053 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,881 (+2.7%) | $795,031 (+1.28%) Land $78,000 Building $717,031 | |
| 2025 | $7,159.00 (+6.66%) Homeowner's exemption | $479,924 (+5.99%) | $784,954 (+13.92%) Land $78,000 Building $706,954 |
| 2023 | $6,712.00 (+2.93%) Homeowner's exemption | $452,815 (+3%) | $689,035 (-0.52%) Land $78,000 Building $611,035 |
| 2022 | $6,521.00 Homeowner's exemption | $439,626 | $692,624 Land $102,000 Building $590,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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