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21 Winding Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 21 Winding Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,069 sqft · built 1989
Owner2 Company Names on Record
Last Sale$365,000 (Oct 2019)
Tax Bill$3,868 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4126-01-00-1120

Property Details

APN / Parcel Number

Primary APN4126-01-00-1120
Alternative APNs
  • 31142601001120
  • 4903887.0
  • 4903887

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,069 sqft Living Area
1st Floor Area1,775 sqft
2nd Floor Area1,294 sqft
Upper Floors Area1,294 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area382 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4903887.0
Old Parcel Number31142601001120
Street Address21 WINDING CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 112 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 PER OR 3511 PG 0234 PER OR 7765 PG 4046 PER OR 8608 PG 3606
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionTRAILS
Legal Phase1
Legal Tract1
Legal Lot Number112
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1010
Census Tract83203

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-owner2 Co-owners on Record
Mailing Address21 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 28, 2019 · Amount on Record
Deed SaleOct 28, 2019 · Amount on Record
Prior SaleOct 28, 2019 · Amount on Record
Deed Document Number0077654046
Deed Book / Page7765 / 4046
Last Transfer DateSep 16, 2024
Transfer Doc0086083606
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 28, 2019
Property Address21 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
Document Number0077654046
Book / Page7765 / 4046
Map ReferenceMB 41 PG 29-32
Instrument DateOct 24, 2019
Instrument2019-211203
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanySMART TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 WINDING CREEK WAY, 21, ORMOND BEACH, FL 32174-6776

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776

Mortgage

Document Number0077654048
DateOct 28, 2019
Instrument7765/4048
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,868.00 (+16.47%) Homeowner's exemption$259,811 (+5.99%)$522,077 (+12.81%) Land $75,000 Building $447,077
2023$3,321.00 (+3.23%) Homeowner's exemption$245,135 (+3%)$462,792 (+5.5%) Land $75,000 Building $387,792
2022$3,217.00 Homeowner's exemption$237,995$438,660 Land $66,000 Building $372,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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