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18 Winding Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 18 Winding Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,065 sqft · built 1989
Lot Size0.634 acres (27,605 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Apr 2025)
Tax Bill$9,744 (2025)
Deeds & MortgagesNov 2022 Sale
Mar 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN4126-01-00-0120

Property Details

APN / Parcel Number

Primary APN4126-01-00-0120
Alternative APNs
  • 31142601000120
  • 26143101000120
  • 4902171.0
  • 4902171

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,065 sqft Living Area
Gross Area3,690 sqft
1st Floor Area2,167 sqft
Upper Floors Area570 sqft
Utility RoomUtility Room
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area27,605 sqft (0.634 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchSlab
Porch Area696 sqft
Patio Area1,093 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4902171
Street Address18 WINDING CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13PUD
Legal DescriptionLOT 12 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 5124 PGS 3634-3635 PER OR 7848 PG 2760 PER OR 7905 PG 1371 PER OR 8039 PG 0900 PER OR 8196 PG 4451 PER OR 8337 PG 1697 PER OR 8687 PG 0803
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionBREAKAWAY TRAILS SUB MB
Legal Phase1
Legal Tract01
Legal Lot Number12
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1003
Census Tract83203

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Warranty Deed, Transfer
REALTY PRO TITLE
Mar 23, 2022Deed of Trust, Mortgage
POINT DIGITAL FINANCE INC
Feb 2, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 2, 2017Deed of Trust, Mortgage · VA Mortgage
REGIONS BANK
Sep 3, 2020Intrafamily Transfer, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK
May 4, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2025 · Amount on Record
Deed SaleApr 8, 2025 · Amount on Record
Prior SaleNov 21, 2022 · Amount on Record
Deed Document Number202564707
Deed Book / Page8687 / 803
Prior Transfer DateAug 21, 2020
Prior Transfer Doc0079051371
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 21, 2022
Property Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
Document Number0083371697
Book / Page8337 / 1697
Map ReferenceMB 41 PG 29-32
Instrument DateNov 18, 2022
Instrument2022259419
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
Tax$4,284.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1045 DAYTONA AVE, DAYTONA BEACH, FL 32117-2831

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773

Mortgage

Document Number0082242835
DateMar 23, 2022
Book Page8224/2835
Instrument2022067425
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
AmountAmount Recorded

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateFeb 2, 2022
Property Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
Document Number0081964451
Book / Page8196 / 4451
Map ReferenceMB 41 PG 29
Instrument DateJan 31, 2022
Instrument2022024932
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0074663624
DateNov 2, 2017
Book Page7466/3624
Instrument2017-212352
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateSep 3, 2020
Property Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
Document Number0079051371
Book / Page7905 / 1371
Map ReferenceMB 41 PG 29
Instrument DateAug 21, 2020
Instrument2020-166468
Transaction TypeTransfer
Record UpdatedJan 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773

Mortgage

Document Number0079051373
DateSep 3, 2020
Instrument7905/1373
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateMay 4, 2020
Property Address18 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6773
Document Number0078482760
Book / Page007848 / 002760
Instrument DateApr 17, 2020
Instrument82282
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address18 WINDING CREEK WAY ORMOND BEACH FL 321746773, ORMOND BEACH, FL 32174-6773

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459,213 (-22.89%)$567,064 (-4.77%) Land $78,000 Building $489,064
2025$9,744.00 (+12.47%)$595,497 (+12.23%) Land $78,000 Building $517,497$595,497 (+12.23%) Land $78,000 Building $517,497
2023$8,664.00 (+6.15%)$530,621 (+6.51%) Land $78,000 Building $452,621$530,621 (+6.51%) Land $78,000 Building $452,621
2022$8,162.00$498,178 Land $102,000 Building $396,178$498,178 Land $102,000 Building $396,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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