22 Pine St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 22 Pine St, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 1920
Lot Size0.133 acres (5,813 sqft)
OwnerIndividual Name on Record
Last Sale$100,170 (Jun 2017)
Tax Bill$6,034 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN110200 96.26-01-22.000

Property Details

APN / Parcel Number

Primary APN110200 96.26-01-22.000
Alternative APN
  • 020009602600010220000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,448 sqft Living Area
1st Floor Area748 sqft
2nd Floor Area700 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,813 sqft (0.133 acres)
Lot Dimensions145 ft deep x 40.1 ft wide
PorchSlab
Porch Area307 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22 PINE ST
CityCORTLAND
StateNY
Zip13045-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number22.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2001
Census Tract970900

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 PINE ST, CORTLAND, NY 13045-3209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST SB
Jun 9, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2017 · Amount on Record
Deed SaleJun 9, 2017 · Amount on Record
Prior SaleSep 28, 2009 · Amount on Record
Deed Document Number20172639
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateNov 29, 2022
Property Address22 PINE ST, CORTLAND, NY 13045-3209
Document Number0000006217
Instrument DateNov 28, 2022
Instrument2022-06217
Transaction TypeTransfer
Record UpdatedDec 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MAPLE AVE, CORTLAND, NY 13045-2027

Mortgage

Document Number0000006218
DateNov 29, 2022
Instrument2022-06218
Lender
NameFIRST SB
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJun 9, 2017
Property Address22 PINE ST, CORTLAND, NY 13045-3209
Document Number0000002639
Instrument DateMay 24, 2017
Instrument2017-02639
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
Tax$402.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 PINE ST, 22, CORTLAND, NY 13045-3209

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 ELM ST # 2, 2, GROTON, NY 13073-1123

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,034.00 (+63.08%)
2025$3,700.00 (+42.97%)$160,000 (+113.33%) Land $12,000 Building $148,000$164,948 (+60.55%) Land $12,371 Building $152,577
2023$2,588.00$75,000 Land $9,300 Building $65,700$102,740 Land $12,740 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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