15 Pine St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 15 Pine St, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,758 sqft · built 1920
Lot Size0.125 acres (5,480 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Dec 2025)
Tax Bill$3,463 (2026)
Deeds & MortgagesDec 2025 Sale
Flood ZoneZone X (minimal risk)
APN110200 96.26-02-16.000

Property Details

APN / Parcel Number

Primary APN110200 96.26-02-16.000
Alternative APN
  • 020009602600020160000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,758 sqft Living Area
1st Floor Area810 sqft
2nd Floor Area624 sqft
AtticAttic
Attic Area324 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,480 sqft (0.125 acres)
Lot Dimensions137 ft deep x 40 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area267 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15 PINE ST
CityCORTLAND
StateNY
Zip13045-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number16.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2010
Census Tract970900

Owner

Source: Cortland County and Cortland City records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 PINE ST, HOMER, NY 13077-1319
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Prior SaleMay 30, 1997 · Amount on Record
Deed Document Number20255809
Record UpdatedOct 29, 2026

December 2025: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCORTLAND NY
Recording DateDec 12, 2025
Property Address15 PINE ST, CORTLAND, NY 13045-3208
Document Number0000005809
Instrument DateDec 11, 2025
Instrument2025-05809
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6 PINE ST, HOMER, NY 13077-1319

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,463.00 (+45.63%) Homeowner's exemption
2025$2,378.00$103,000 (-) Land $11,700 Building $91,300$106,186 (+3.09%) Land $12,062 Building $94,124
2024$2,378.00 (-6.49%) Homeowner's exemption$103,000 (+39.19%) Land $11,700 Building $91,300$103,000 (+1.61%) Land $11,700 Building $91,300
2023$2,543.00 Homeowner's exemption$74,000 Land $9,000 Building $65,000$101,370 Land $12,329 Building $89,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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