29 Pine St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 29 Pine St, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1920
Lot Size0.268 acres (11,711 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Sep 2022)
Tax Bill$5,406 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN110200 96.26-02-10.000

Property Details

APN / Parcel Number

Primary APN110200 96.26-02-10.000
Alternative APN
  • 020009602600020100000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
1st Floor Area1,068 sqft
2nd Floor Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area11,711 sqft (0.268 acres)
Lot Dimensions139 ft deep x 84 ft wide
PorchSlab
Porch Area289 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address29 PINE ST
CityCORTLAND
StateNY
Zip13045-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number10.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2001
Census Tract970900

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address29 PINE ST, CORTLAND, NY 13045-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Sep 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOUSING TR FUND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleAug 1, 2014 · Amount on Record
Deed Document Number20225203
Prior Transfer DateJan 21, 2014
Prior Transfer Doc0000001324
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateSep 27, 2022
Property Address29 PINE ST, CORTLAND, NY 13045-3236
Document Number0000005203
Instrument DateAug 19, 2022
Instrument2022-05203
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 DEIBLER DR # B, B, FREEVILLE, NY 13068-9774

Mortgage

Document Number0000005204
DateSep 27, 2022
Instrument2022-05204
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address29 PINE ST, CORTLAND, NY 13045-3236
Document Number0000004467
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 PINE ST CORTLAND NY 130453236, CORTLAND, NY 13045-3236

Mortgage

Document Number0000004467
DateSep 15, 2017
Instrument4467
Lender
NameHOUSING TR FUND
TypeFunding / Finance Company
AddressALBANY, NY 12207
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,406.00 (+62.49%)
2025$3,327.00 (+8.97%)$140,000 (+64.71%) Land $18,100 Building $121,900$144,330 (+23.95%) Land $18,660 Building $125,670
2023$3,053.00 (+121.88%)$85,000 (+18.55%) Land $13,900 Building $71,100$116,438 (+34.79%) Land $19,041 Building $97,397
2022$1,376.00$71,700 Land $13,900 Building $57,800$86,386 Land $16,747 Building $69,639

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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