24 Pine St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 24 Pine St, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,188 sqft · built 1919
Lot Size0.133 acres (5,795 sqft)
OwnerIndividual Name on File
Last Sale$51,500 (Apr 2020)
Tax Bill$3,177 (2026)
Deeds & MortgagesNov 2021 Refinance
Apr 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN110200 96.26-01-23.000

Property Details

APN / Parcel Number

Primary APN110200 96.26-01-23.000
Alternative APN
  • 020009602600010230000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area876 sqft
Upper Floors Area312 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,795 sqft (0.133 acres)
Lot Dimensions144 ft deep x 40 ft wide
Garage TypeDetached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address24 PINE ST
CityCORTLAND
StateNY
Zip13045-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number23.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2001
Census Tract970900

Owner

24 Pine St is owned and occupied by an individual who bought it in April 2020.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address24 PINE ST, CORTLAND, NY 13045-3209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CFCU COMMUNITY CU
Apr 3, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jan 17, 2020Grant Deed, Foreclosure
WEBTITLE AGENCY
Nov 21, 2018Trustee's Deed, Foreclosure
WEB TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2020 · Amount on File
Deed SaleApr 3, 2020 · Amount on File
Prior SaleNov 21, 2018 · Amount on File
Deed Document Number20201577
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address24 PINE ST, CORTLAND, NY 13045-3209
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006418
DateNov 29, 2021
Instrument2021-06418
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCORTLAND NY
Recording DateApr 3, 2020
Property Address24 PINE ST, CORTLAND, NY 13045-3209
Document Number0000001577
Instrument DateMar 27, 2020
Instrument1577
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$206.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 2ND ST DRYDEN NY 130539588, DRYDEN, NY 13053-9588

January 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionCORTLAND NY
Recording DateJan 17, 2020
Property Address24 PINE ST, CORTLAND, NY 13045-3209
Document Number0000000231
Instrument DateDec 19, 2019
Instrument231
Transaction TypeForeclosure
Record UpdatedFeb 4, 2020
Title CompanyWEBTITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCORTLAND NY
Recording DateNov 21, 2018
Property Address24 PINE ST, CORTLAND, NY 13045-3209
Document Number0000006364
Instrument DateOct 18, 2018
Instrument6364
Transaction TypeForeclosure
Record UpdatedDec 4, 2018
Title CompanyWEB TITLE

Transaction

AmountAmount on Record
Tax$228.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address24 PINE ST CORTLAND NY 130453209, CORTLAND, NY 13045-3209

Tax Assessment & Valuation

The 2026 property tax bill for 24 Pine St was $3,177, up 73% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,177.00 (+73.04%)
2025$1,836.00$73,900 Land $12,000 Building $61,900$76,186 Land $12,371 Building $63,815
2023$1,950.00 (+95.39%)$52,000 (-) Land $9,200 Building $42,800$71,233 (+13.7%) Land $12,603 Building $58,630
2022$998.00$52,000 Land $9,200 Building $42,800$62,651 Land $11,084 Building $51,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Pine St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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