22 N 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 22 N 3rd St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details9,728 sqft · built 1942
Lot Size0.298 acres (13,000 sqft)
OwnerCompany Name on Record
Last Sale$505,000 (Sep 2016)
Tax Bill$19,863 (2025)
Deeds & MortgagesMar 2021 Transfer
Feb 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-03-410-007

Property Details

APN / Parcel Number

Primary APN12-03-410-007

Interior

Stories1 Story
Building Area9,728 sqft Gross Area
1st Floor Area4,864 sqft
Basement Area4,864 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area13,000 sqft (0.298 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address22 N 3RD ST
CityGENEVA
StateIL
Zip60134-2229
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 10 & 11 PUBLIX SQUARE
Legal SubdivisionEARL CARLSONS
Legal Block2
Legal Lot Number10&11
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2003
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address22 N 3RD ST, GENEVA, IL 60134-2229
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Intrafamily Transfer, Transfer
Feb 28, 2018Deed of Trust, Mortgage
SMALL BUSN GROWTH
Jun 19, 2017Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK
Jun 19, 2017Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2016 · Amount on Record
Deed SaleSep 26, 2016 · Amount on Record
Deed Document Number201651671
Prior Transfer DateAug 9, 2016
Prior Transfer Doc0000051671
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 31, 2021
Property Address22 N 3RD ST, GENEVA, IL 60134-2229
Document Number0000025069
Instrument DateMar 29, 2021
Instrument2021K025069
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17W725 BUTTERFIELD RD, 17W725, OAKBROOK TERRACE, IL 60181-4279

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 N 3RD ST, GENEVA, IL 60134-2228

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address22 N 3RD ST, GENEVA, IL 60134-2229
Document Number0000010193
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 N 3RD ST GENEVA IL 601342229, GENEVA, IL 60134-2229

Mortgage

Document Number0000010193
DateMar 6, 2018
Instrument10193
Lender
NameSMALL BUSN GROWTH
AddressSPRINGFIELD, IL 62704
Agreement
AmountAmount Recorded

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address22 N 3RD ST, GENEVA, IL 60134-2229
Document Number0000031350
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 N 3RD ST GENEVA IL 601342229, GENEVA, IL 60134-2229

Mortgage

Document Number0000031350
DateJun 20, 2017
Instrument31350
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address22 N 3RD ST, GENEVA, IL 60134-2229
Document Number0000031349
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 N 3RD ST GENEVA IL 601342229, GENEVA, IL 60134-2229

Mortgage

Document Number0000031349
DateJun 20, 2017
Instrument31349
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,863.00 (+4.58%)$258,567 (+8.5%) Land $96,627 Building $161,940$776,011 (+8.5%) Land $289,997 Building $486,014
2024$18,994.00 (-0.13%)$238,310 (+8.89%) Land $89,057 Building $149,253$715,216 (+8.93%) Land $267,278 Building $447,938
2022$19,019.00 (+26.31%)$218,858 (+28.57%) Land $75,229 Building $143,629$656,574 (+28.57%) Land $225,687 Building $430,887
2021$15,057.00$170,223 Land $72,433 Building $97,790$510,669 Land $217,299 Building $293,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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