Kane County property record for 13 N 3rd St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 3,943 sqft · built 1940 |
| Lot Size | 0.48 acres (2,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $825,000 (Oct 2023) |
| Tax Bill | $14,101 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-411-008 |
| Primary APN | 12-03-411-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,943 sqft Gross Area |
| Basement Area | 641 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 2,100 sqft (0.48 acres) |
| Cooling System | Central |
|---|
| Street Address | 13 N 3RD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2228 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District (Boundary Increase) listed 2017 · 33 contributing resources · NRIS 16000897 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
13 N 3rd St, a commercial property, is owned by a company that bought it in October 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 127 S 1ST ST, 103, GENEVA, IL 60134-2644 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · SBA Mortgage SMALL BUSINESS GROWTH CORPORATION |
| Oct 30, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage WHEATON BANK & TRUST COMPANY |
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN COMMERCIAL BANK & TRUST |
| Aug 14, 2019 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Aug 14, 2019 · Amount on File |
| Deed Document Number | 202338000 |
| Prior Transfer Date | Jun 26, 2007 |
| Prior Transfer Doc | 0000069576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 13 N 3RD ST, GENEVA, IL 60134-2228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038601 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023K038601 |
| Name | SMALL BUSINESS GROWTH CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, IL 62704 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 30, 2023 |
| Property Address | 13 N 3RD ST, GENEVA, IL 60134-2228 |
| Document Number | 0000038000 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023K038000 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 S 1ST ST STE 103, 103, GENEVA, IL 60134-2644 |
| Document Number | 0000038001 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023K038001 |
| Name | WHEATON BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000038003 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023K038003 |
| Name | WHEATON BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 13 N 3RD ST, GENEVA, IL 60134-2228 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 21 N 4TH ST, GENEVA, IL 60134-2122 |
| Document Number | 0000075873 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021K075873 |
| Name | AMERICAN COMMERCIAL BANK & TRUST |
|---|---|
| Address | OTTAWA, IL 61350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 14, 2019 |
| Property Address | 13 N 3RD ST, GENEVA, IL 60134-2228 |
| Document Number | 0000036673 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 36673 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $892.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 312 W STATE ST #105 GENEVA IL 601342161, 105, GENEVA, IL 60134-2161 |
The 2025 property tax bill for 13 N 3rd St was $14,101, up 4.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,101.00 (+4.58%) | $183,566 (+8.5%) Land $15,610 Building $167,956 | $550,918 (+8.5%) Land $46,849 Building $504,070 |
| 2024 | $13,484.00 | $169,185 Land $14,387 Building $154,798 | $507,758 Land $43,178 Building $464,580 |
| 2022 | $12,419.00 (+2.04%) | $142,914 (+3.86%) Land $12,153 Building $130,761 | $428,742 (+3.86%) Land $36,459 Building $392,283 |
| 2021 | $12,171.00 | $137,602 Land $11,701 Building $125,901 | $412,806 Land $35,103 Building $377,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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