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10 N 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 10 N 3rd St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details9,547 sqft · built 1930
Lot Size0.14 acres (6,110 sqft)
OwnerCompany Name on Record
Last Sale$785,000 (Jul 2019)
Tax Bill$23,958 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN12-03-410-008

Property Details

APN / Parcel Number

Primary APN12-03-410-008

Interior

Stories2 Stories
Building Area9,547 sqft Gross Area
Basement Area2,750 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area6,110 sqft (0.14 acres)

Location & Zoning

Street Address10 N 3RD ST
CityGENEVA
StateIL
Zip60134-2229
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionN 47 LT 9 PUBLIC SQUARE
Legal SubdivisionERL CARLSONS SUBDIVISION
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2003
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address760 FOREST AVE, GLEN ELLYN, IL 60137-3939
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2020Deed of Trust, Construction Loan · Line of Credit
STATE BK/GENEVA
Jul 8, 2019Warranty Deed, Transfer
CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on Record
Deed SaleJul 8, 2019 · Amount on Record
Deed Document Number201928919
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateFeb 13, 2020
Property Address10 N 3RD ST, GENEVA, IL 60134-9825
Document Number0000007824
Instrument DateFeb 11, 2020
Instrument7824
Transaction TypeConstruction Loan
Record UpdatedJun 1, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 N 3RD ST GENEVA IL 601342229, GENEVA, IL 60134-2229

Mortgage

Document Number0000007824
DateFeb 13, 2020
Instrument7824
Lender
NameSTATE BK/GENEVA
TypeBank
Address22 S 4TH ST, GENEVA, IL 60134-2389
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 12, 2021
Interest
Rate TypeAdjustable Rate
Rate4.75%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 8, 2019
Property Address10 N 3RD ST, GENEVA, IL 60134-9825
Document Number0000028919
Instrument DateJun 5, 2019
Instrument28919
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyCHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

AmountAmount Recorded
Tax$1,177.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 N 3RD ST GENEVA IL 601342229, GENEVA, IL 60134-2229

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,958.00 (+13.55%)$311,867 (+8.5%) Land $45,415 Building $266,452$935,975 (+8.5%) Land $136,300 Building $799,676
2024$287,435 (+18.38%) Land $41,857 Building $245,578$862,650 (+18.43%) Land $125,621 Building $737,029
2022$21,100.00 (+2.04%)$242,804 (+3.86%) Land $35,358 Building $207,446$728,412 (+3.86%) Land $106,074 Building $622,338
2021$20,679.00$233,780 Land $34,044 Building $199,736$701,340 Land $102,132 Building $599,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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