Osceola County property record for 22 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1992 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Nov 2022) |
| Tax Bill | $5,452 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Apr 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 80761 |
| Primary APN | 80761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,785 sqft Heated Area |
| Gross Area | 2,687 sqft |
| 1st Floor Area | 1,155 sqft |
| Upper Floors Area | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 1,026 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80761 |
|---|---|
| Street Address | 22 KENTUCKY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | ST CLOUD BLVD LOTS S 1/2 LOTS 66 & 67 LESS W 50 FT OF S 1/2 OF LOT 67 PB B PG 061 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 66-67 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43400 |
Source: Osceola County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8224 PRESTBURY DR, ORLANDO, FL 32832-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Warranty Deed, Transfer CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING |
| Apr 29, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Apr 29, 2022 |
| Deed Document Number | 2022169826 |
| Deed Book / Page | 6319 / 2006 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 22 KENTUCKY AVE, SAINT CLOUD, FL 34769-2315 |
| Document Number | 0063192006 |
| Book / Page | 6319 / 2006 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022169826 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Title Company | CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3703 GREEN LN, KNOXVILLE, TN 37931-2010 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8224 PRESTBURY DR, ORLANDO, FL 32832-6315 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 29, 2022 |
| Property Address | 22 KENTUCKY AVE, SAINT CLOUD, FL 34769-2315 |
| Document Number | 0062042750 |
| Book / Page | 6204 / 2750 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022069019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1822 N MAIN AVE, 1822, ERWIN, TN 37650-8932 |
| Name | Verified Name |
|---|---|
| Address | 3703 GREEN RD, KNOXVILLE, TN 37931-2010 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,452.00 (+5.95%) Homeowner's exemption | $347,525 (+5.99%) | $419,800 (+21.72%) Land $150,000 Building $269,800 |
| 2023 | $5,146.00 (+17.27%) Homeowner's exemption | $327,895 (+34.77%) | $344,900 (+41.76%) Land $130,000 Building $214,900 |
| 2022 | $4,388.00 | $243,300 Land $66,000 Building $177,300 | $243,300 Land $66,000 Building $177,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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