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304 Kentucky Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 304 Kentucky Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,483 sqft · built 1953
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$454,000 (Jul 2022)
Tax Bill$8,430 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN79973

Property Details

APN / Parcel Number

Primary APN79973
Alternative APN
  • 012630000104040010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,483 sqft Heated Area
Gross Area3,864 sqft
1st Floor Area2,231 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.689 acres)
Lot Dimensions150 ft deep x 200 ft wide
Garage TypeMixed
Garage Area600 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchPorch
Porch Area786 sqft
Deck Area313 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79973
Street Address304 KENTUCKY AVE
CitySAINT CLOUD
StateFL
Zip34769-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE VIEW PARK RESUB PB 1 PG 159 BLK 404 LOTS 1-4
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block404
Legal Lot Number1-4 2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1008
Census Tract43400

Owner

Source: Osceola County records · APN 79973

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address304 KENTUCKY AVE, SAINT CLOUD, FL 34769-2319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Deed Document Number2022112748
Deed Book / Page6255 / 2690
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2022
Property Address304 KENTUCKY AVE, SAINT CLOUD, FL 34769-2319
Document Number0062552690
Book / Page6255 / 2690
Map ReferenceMB 1 PG 159
Instrument DateJul 19, 2022
Instrument2022112748
Transaction TypeTransfer
Record UpdatedAug 03, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,178.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6865 OAKTREE LN, 6865, SAINT CLOUD, FL 34771-8559

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 KENTUCKY AVE, SAINT CLOUD, FL 34769-2319

Mortgage

Document Number0062552692
DateJul 22, 2022
Instrument6255/2692
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,430.00 (+14.58%)$470,800 (+15.31%) Land $108,000 Building $362,800$470,800 (+15.31%) Land $108,000 Building $362,800
2023$7,357.00 (+17.66%)$408,300 (+17.73%) Land $99,000 Building $309,300$408,300 (+17.73%) Land $99,000 Building $309,300
2022$6,253.00$346,800 Land $90,000 Building $256,800$346,800 Land $90,000 Building $256,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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