Osceola County property record for 217 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Jul 2025) |
| Tax Bill | $4,027 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 80316 |
| Primary APN | 80316 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Heated Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,428 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 57 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 490 sqft |
| Deck Area | 613 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80316 |
|---|---|
| Street Address | 217 KENTUCKY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE VIEW PK PB 1 PG 159 BLK 436 LOT 13 & N 7 FT 2 IN OF LOT 12 02-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 436 |
| Legal Lot Number | 2,12-13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 43500 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1400 GRANDVIEW BLVD, KISSIMMEE, FL 34744-6612 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 1, 2025 | Warranty Deed, Transfer A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC |
| Aug 2, 2021 | Warranty Deed, Transfer · Commercial Mortgage DIANNE L SCHOOLFIELD REVOCABLE TRUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Aug 2, 2021 · Amount on Record |
| Deed Document Number | 2025082215 |
| Deed Book / Page | 6812 / 941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 1, 2025 |
| Property Address | 217 KENTUCKY AVE, SAINT CLOUD, FL 34769-2316 |
| Document Number | 0068120941 |
| Book / Page | 6812 / 941 |
| Map Reference | MB 1 PG 159 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025082215 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 KENTUCKY AVE, SAINT CLOUD, FL 34769-2316 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1400 GRANDVIEW BLVD, KISSIMMEE, FL 34744-6612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 2, 2021 |
| Property Address | 217 KENTUCKY AVE, SAINT CLOUD, FL 34769-2316 |
| Document Number | 0060142058 |
| Book / Page | 6014 / 2058 |
| Map Reference | MB 1 PG 159 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021119586 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,229.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 KENTUCKY AVE, 217, SAINT CLOUD, FL 34769-2316 |
| Name | Verified Name |
|---|---|
| Address | 217 KENTUCKY AVE, SAINT CLOUD, FL 34769-2316 |
| Document Number | 60142061 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 6014/2061 |
| Name | DIANNE L SCHOOLFIELD REVOCABLE TRUS |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Sep 1, 2024 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,027.00 (+6.17%) Homeowner's exemption | $267,893 (+5.99%) | $331,000 (+14.57%) Land $54,000 Building $277,000 |
| 2023 | $3,793.00 (+3.55%) Homeowner's exemption | $252,762 (+3%) | $288,900 (+17.73%) Land $49,500 Building $239,400 |
| 2022 | $3,663.00 Homeowner's exemption | $245,400 Land $45,000 Building $200,400 | $245,400 Land $45,000 Building $200,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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