200 Kentucky Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 200 Kentucky Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1979
Square Footage	1,356 sqft Heated Area
Lot Size	11,761 sqft (0.269 acres)
Occupancy	Owner Occupied
Last Sale	$186,000 (2017)
Tax Bill	$2,121.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`80318`
Alternative APN	`012630000104370010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,356 sqft Heated Area
Gross Area	1,808 sqft Gross Area
1st Floor	1,188 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Terrazzo Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,761 sqft (0.269 acres)
Depth X Width	150 ft x 77 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	192 sqft Shed
Porch	Enclosed Porch
Porch Area	296 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	80318
Street Address	200 KENTUCKY AVE
City	SAINT CLOUD
State	FL
Zip	34769-2317
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADD PB B 61-62 BLK 437 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	1
Legal Block	437
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1006
Census Tract	43400

Owner

Source: Osceola County records · APN 80318

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 KENTUCKY AVE, SAINT CLOUD, FL 34769-2317
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Nov 29, 2012 · Amount on Record
Deed Doc Number	2017166010
Deed Book / Page	5242 / 1285
Record Refreshed	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2017
Property Address	200 KENTUCKY AVE, SAINT CLOUD, FL 34769-2317
Document Number	0052421285
Book / Page	5242 / 1285
Map Reference	MB B PG61-64
Instrument Date	Nov 17, 2017
Instrument	2017166010
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3350 LA SALLE AVE, 3350, SAINT CLOUD, FL 34772-8128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 KENTUCKY AVE, SAINT CLOUD, FL 34769-2317

Mortgage

Document Number	2017166011
Date	Nov 21, 2017
Instrument	2017166011

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 (+6.96%) Homeowner's exemption	$161,416 (+5.99%)	$278,500 (+13.03%) Land $60,000 Building $218,500
2023	$1,983.00 (+4.09%) Homeowner's exemption	$152,299 (+3%)	$246,400 (+13.08%) Land $55,000 Building $191,400
2022	$1,905.00 Homeowner's exemption	$147,864	$217,900 Land $50,000 Building $167,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.