22 Jermae St, Thurmont, MD 21788 Property Records

Frederick County property record for 22 Jermae St, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2007
Square Footage1,283 sqft Total Area
Lot Size3,450 sqft (0.079 acres)
GarageAttached, 240 sqft
Last Sale$305,000 (2022)
Tax Bill$3,985.00 (2023)

Property Details

APN / Parcel Number

Primary APN15-363673
Alternative APN
  • 363673

Interior

Full Baths3 Baths
Building Area1,283 sqft Total Area
Basement Area1,050 sqft Basement
Finished Basement1,050 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,450 sqft (0.079 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage
PorchOpen Porch
Porch Area127 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number363673
Street Address22 JERMAE ST
CityTHURMONT
StateMD
Zip21788-2271
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 107 SECTION III 3,450 SQ. FT. JERMAE ESTATES
Legal SubdivisionJERMAE ESTATES
Legal Lot Number107
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup5
Census Block5014
Census Tract753001

Owner

Source: Frederick County records · APN 15-363673

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address117 EASY ST UNIT 32, 32, THURMONT, MD 21788-3318
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed, Transfer
Feb 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 28, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Prior SaleOct 28, 2019 · Amount on Record
Deed Doc Number0016238125
Deed Book / Page16238 / 125
Record RefreshedJun 07, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 28, 2022
Property Address22 JERMAE ST, THURMONT, MD 21788-2271
Document Number0162380125
Book / Page16238 / 125
Map ReferenceMB 77 PG 94
Instrument DateNov 16, 2022
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$1,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address117 EASY ST UNIT 32, 32, THURMONT, MD 21788-3318

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address22 JERMAE ST, THURMONT, MD 21788-2271
Document Number0135520140
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22 JERMAE ST THURMONT MD 217882271, THURMONT, MD 21788-2271

Mortgage

Document Number0135520140
DateFeb 27, 2020
Book Page013552/000140
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueFeb 26, 2059

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateOct 28, 2019
Property Address22 JERMAE ST, THURMONT, MD 21788-2271
Document Number0133030364
Book / Page013303 / 000364
Instrument DateOct 21, 2019
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$269.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address22 JERMAE ST THURMONT MD 217882271, THURMONT, MD 21788-2271

Mortgage

Document Number133030369
DateOct 28, 2019
Book Page013303/000369
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,985.00$261,100 Land $50,000 Building $211,100$261,100 Land $50,000 Building $211,100

Flood & Wildfire

22 Jermae St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jermae St

Nearby Streets

Search Property Records by Address or Parcel Number