Frederick County property record for 18 Jermae St, Thurmont, MD 21788 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,973 sqft Living Area |
| Lot Size | 4,600 sqft (0.106 acres) |
| Garage | Attached, 240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $283,000 (2019) |
| Tax Bill | $4,537.00 (2024) |
| Primary APN | 15-363657 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 2,973 sqft Living Area |
| Gross Area | 3,213 sqft Gross Area |
| 1st Floor | 1,427 sqft 1st Floor |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,600 sqft (0.106 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch | Open Porch |
| Porch Area | 127 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 363657 |
|---|---|
| Street Address | 18 JERMAE ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2271 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 105 SECTION III 4,600 SQ. FT. JERMAE ESTATES |
| Legal Subdivision | JERMAE ESTATES |
| Legal Lot Number | 105 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 15, THURMONT |
| Census Blockgroup | 5 |
| Census Block | 5014 |
| Census Tract | 753001 |
Source: Frederick County records · APN 15-363657
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 JERMAE ST, THURMONT, MD 21788-2271 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Feb 21, 2019 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2015 · Amount on Record |
| Deed Book / Page | 12842 / 458 |
| Prior Transfer Date | Jan 27, 2015 |
| Prior Transfer Doc | 0103950477 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 18 JERMAE ST, THURMONT, MD 21788-2271 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BLUE RIDGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0137970464 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 13797/464 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 21, 2019 |
| Property Address | 18 JERMAE ST, THURMONT, MD 21788-2271 |
| Document Number | 0128420458 |
| Book / Page | 12842 / 0458 |
| Map Reference | MB 77 PG 11 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 18 JERMAE ST, THURMONT, MD 21788-2271 |
| Document Number | 0012842466 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 12842/466 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340,800 (+21.37%) | $370,800 (+32.05%) Land $50,000 Building $320,800 | |
| 2024 | $4,537.00 (+6.03%) | ||
| 2023 | $4,279.00 | $280,800 Land $50,000 Building $230,800 | $280,800 Land $50,000 Building $230,800 |
18 Jermae St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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