20 Jermae St, Thurmont, MD 21788 Property Records

Frederick County property record for 20 Jermae St, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	1,973 sqft Total Area
Lot Size	3,450 sqft (0.079 acres)
Garage	Mixed, 240 sqft
Occupancy	Owner Occupied
Last Sale	$296,019 (2007)
Tax Bill	$3,649.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`15-363665`
Alternative APN	`363665`

Interior

Full Baths	3 Baths
Building Area	1,973 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 2007
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,450 sqft (0.079 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	240 sqft Garage
Porch	Open Porch
Porch Area	127 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	363665
Street Address	20 JERMAE ST
City	THURMONT
State	MD
Zip	21788-2271
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 106 SECTION III 3,450 SQ. FT. JERMAE ESTATES
Legal Subdivision	JERMAE ESTATES
Legal Lot Number	106
Jurisdiction	FREDERICK MD
Minor Civil Division	15, THURMONT
Census Blockgroup	5
Census Block	5014
Census Tract	753001

Owner

Source: Frederick County records · APN 15-363665

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 JERMAE ST, THURMONT, MD 21788-2271
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2007 · Amount on Record
Deed Sale	Oct 26, 2007 · Amount on Record
Deed Doc Number	075502
Deed Book / Page	6779 / 657
Record Refreshed	Jun 07, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	20 JERMAE ST, THURMONT, MD 21788-2271
Document Number	0131620348
Instrument Date	Aug 05, 2019
Transaction Type	Mortgage
Record Updated	Sep 04, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JERMAE ST THURMONT MD 217882271, THURMONT, MD 21788-2271

Mortgage

Document Number	0131620348
Date	Aug 22, 2019
Book Page	013162/000348

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,649.00 Homeowner's exemption	$238,600 Land $50,000 Building $188,600	$238,600 Land $50,000 Building $188,600

Flood & Wildfire

20 Jermae St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.