Frederick County property record for 13 Jermae St, Thurmont, MD 21788 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,214 sqft Living Area |
| Lot Size | 8,477 sqft (0.195 acres) |
| Garage | Attached, 288 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2022) |
| Tax Bill | $4,485.00 (2024) |
| Primary APN | 15-363347 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,214 sqft Living Area |
| Gross Area | 2,502 sqft Gross Area |
| 1st Floor | 1,414 sqft 1st Floor |
| Basement Area | 800 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,477 sqft (0.195 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Deck Area | 288 sqft Deck |
| Porch | Open Porch |
| Porch Area | 95 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 363347 |
|---|---|
| Street Address | 13 JERMAE ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 SECTION III 8,477 SQ. FT. JERMAE ESTATES |
| Legal Subdivision | JERMAE ESTATES |
| Legal Lot Number | 63 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 15, THURMONT |
| Census Blockgroup | 5 |
| Census Block | 5007 |
| Census Tract | 753001 |
Source: Frederick County records · APN 15-363347
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 08, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2022 · Amount on Record |
| Deed Sale | Aug 08, 2022 · Amount on Record |
| Prior Sale | Jun 28, 2005 · Amount on Record |
| Deed Book / Page | 16072 / 471 |
| Last Transfer Date | Oct 02, 2025 |
| Transfer Doc | 1780000332 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 07, 2026 |
| Property Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Document Number | 1780000332 |
| Book / Page | 17805 / 332 |
| Instrument Date | Oct 02, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0120820453 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 12082/0453 |
| Instrument | 12082-0453 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0139880500 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 13988/500 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0153970022 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 15397/22 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 08, 2022 |
| Property Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Document Number | 0160720471 |
| Book / Page | 16072 / 471 |
| Map Reference | MB 77 PL 11 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 13 JERMAE ST, THURMONT, MD 21788-2264 |
| Document Number | 0016072477 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 16072/477 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $334,433 (+33.51%) | $376,400 (+50.26%) Land $75,000 Building $301,400 | |
| 2024 | $4,485.00 (+17.22%) | ||
| 2023 | $3,826.00 | $250,500 Land $65,000 Building $185,500 | $250,500 Land $65,000 Building $185,500 |
13 Jermae St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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